{"id":45738,"date":"2022-11-19T16:27:44","date_gmt":"2022-11-19T21:27:44","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=45738"},"modified":"2024-02-01T14:39:48","modified_gmt":"2024-02-01T19:39:48","slug":"manufacturing-loan-products","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/manufacturing-loan-products\/","title":{"rendered":"Manufacturing Loan Products"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section full_width=&#8221;stretch_row&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1668893558132{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0% !important;padding-bottom: 4px !important;}&#8221;][vc_row full_width=&#8221;stretch_row&#8221; css_animation=&#8221;none&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1669416730183{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;background-color: #164887 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;26425&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1668568918770{margin-top: -10px !important;margin-bottom: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/6&#8243;]<style type=\"text\/css\">.thegem-button-6a039a6c831ca4108 .gem-button svg {fill: #f4d122;}.thegem-button-6a039a6c831ca4108 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-left thegem-button-6a039a6c831ca4108    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #164887;color: #f4d122;\" onmouseleave=\"this.style.backgroundColor='#164887';this.style.color='#f4d122';\" onmouseenter=\"this.style.backgroundColor='#164887';this.style.color='#ffffff';\" href=\"#\" target=\"_self\">LOAN PRODUCTS<\/a><\/div> [\/vc_column][vc_column width=&#8221;1\/6&#8243;]<style type=\"text\/css\">.thegem-button-6a039a6c8328f1356 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c8328f1356 .gem-button:hover svg {fill: #f4d122;}<\/style><div class=\"gem-button-container gem-button-position-left thegem-button-6a039a6c8328f1356    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #164887;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#164887';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#164887';this.style.color='#f4d122';\" href=\"#\" target=\"_self\">OUR ADVANTAGES<\/a><\/div> [\/vc_column][vc_column width=&#8221;1\/6&#8243;]<style type=\"text\/css\">.thegem-button-6a039a6c833261284 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c833261284 .gem-button:hover svg {fill: #f4d122;}<\/style><div class=\"gem-button-container gem-button-position-left thegem-button-6a039a6c833261284    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #164887;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#164887';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#164887';this.style.color='#f4d122';\" href=\"#\" target=\"_self\">CONTACT US<\/a><\/div> [\/vc_column][vc_column width=&#8221;1\/6&#8243;]<style type=\"text\/css\">.thegem-button-6a039a6c833a95282 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c833a95282 .gem-button:hover svg {fill: #f4d122;}<\/style><div class=\"gem-button-container gem-button-position-left thegem-button-6a039a6c833a95282    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #164887;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#164887';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#164887';this.style.color='#f4d122';\" href=\"#\" target=\"_self\">BLOG<\/a><\/div> [\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1668893225722{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221;][vc_column][vc_empty_space height=&#8221;55px&#8221;][vc_column_text css=&#8221;.vc_custom_1669694012458{margin-bottom: 4px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; font-size: 34px; line-height: 39px; font-weight: 900; color: #00659e;\">Innovative Loan Products Perfect for Manufacturers<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1668633089094{margin-top: 25px !important;margin-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1672424000379{padding-right: 15px !important;padding-left: 15px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Manufacturing businesses like yours create the very backbone of our country. You deserve a financial partner in your corner fighting as hard for your success as you are. With ARF Financial, you can secure the capital you need to operate at maximum efficiency, create new jobs and support your community. We also understand the unique challenges you face every day and have designed the most innovative loan products to accomplish more, grow and increase profits.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1672424143409{padding-right: 15px !important;padding-left: 15px !important;}&#8221;]<\/p>\n<div class=\"wpb_text_column wpb_content_element \">\n<div class=\"wpb_wrapper\">\n<p style=\"text-align: center;\">Depending on your business circumstances and intended use of funds, we offer two Bankroll Revolving Line of Credit products. Manufacturing business owners who need the lowest possible payments, the interest-only option is for you. If maximum flexibility is most important, the Bankroll Revolver is the answer.<\/p>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;35px&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1672417905482{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1672415856391{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/12\/mature-man-outside-factory.jpg?id=46429) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1672417628286{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 70px !important;padding-right: 80px !important;padding-bottom: 50px !important;padding-left: 80px !important;background-color: #e8e8e8 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_empty_space height=&#8221;10px&#8221;][vc_column_text css=&#8221;.vc_custom_1672423490560{margin-top: 0px !important;}&#8221;]<\/p>\n<div style=\"text-align: left; font-size: 28px; font-weight: bold; color: #00659e; line-height: 34px;\">Interest-Only Bankroll Revolving Line of Credit Advantages<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1672422337005{margin-top: 15px !important;margin-bottom: 32px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1672422988572{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: left;\">ARF Financial&#8217;s new Interest-Only Revolving Line of Credit, &#8220;IO-Bankroll&#8221; delivers approvals from $120,000 up to $1,000,000 in 24 to 48 hours and LOW interest-only payments for up to a year. IO-Bankroll gives you complete control of your financing with the flexibility to draw funds and make payments toward your principal as often as you need for up to 48 weeks. See below for more product advantages:<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;24px&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Approvals from $5,000 to $1 million in 24 to 48 hours.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Pay only the interest on your outstanding balance for up to a year.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Receive repayment terms up to 3 years with low, fixed payments.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> A revolving period of up to 11 months (48 weeks).<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Unlimited draws of $25,000 or more during the revolving period.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Unlimited principal paydowns of $25,000 or more during the revolving period.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Every regular payment and principal paydown frees up line availability.<\/div>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a039a6c8343d4936 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c8343d4936 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a039a6c8343d4936    \"  ><a title=\"IO-Bankroll Revolving Line of Credit\" class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#00659e';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/interest-only-bankroll-revolving\/\" target=\"_self\">LEARN MORE<\/a><\/div> [\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1672417886818{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1672423173658{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 70px !important;padding-right: 80px !important;padding-bottom: 50px !important;padding-left: 80px !important;background-color: rgba(0,101,158,0.15) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;*background-color: rgb(0,101,158) !important;}&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1672422530461{margin-top: 0px !important;}&#8221;]<\/p>\n<div style=\"text-align: left; font-size: 28px; font-weight: bold; color: #00659e; line-height: 34px;\">Bankroll Revolving Line of Credit Advantages<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1672417403670{margin-bottom: 32px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1699299950146{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: left;\">After many years of working with manufacturing businesses large and small, we&#8217;ve learned they share one thing in common when it comes to financing &#8211; it must be flexible! Our Bankroll Revolving Line of Credit has that flexibility. Line approvals start at $25,000. A minimum initial draw of $5,000 is all it takes to get your line established. See below for all the great advantages:<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;24px&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Approvals from $25,000 to $500,000.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Make interest-only payments on your outstanding balance for up to a year.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Receive repayment terms up to 3 years with low, fixed payments.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> A revolving period of up to 1 year (52 weeks).<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Unlimited draws of $5,000 or more during the revolving period.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Unlimited principal paydowns of $5,000 or more during the revolving period.<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Pay off or paydown with no maintenance fees or penalties.<\/div>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a039a6c834d61825 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c834d61825 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a039a6c834d61825    \"  ><a title=\"Bankroll Revolving Line of Credit\" class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#00659e';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/\" target=\"_self\">LEARN MORE<\/a><\/div> [\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1672420267462{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/12\/woman-forklift.jpg?id=46430) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1672422719404{margin-top: 0px !important;border-bottom-width: 1px !important;padding-bottom: 18px !important;}&#8221;][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1671400561793{margin-right: 2% !important;margin-bottom: 0px !important;margin-left: 2% !important;padding-top: 22px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1668833137961{margin-bottom: 0px !important;}&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;45623&#8243; img_size=&#8221;140&#215;140&#8243; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e;\">Minimum Qualifications<br \/>\n<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1629898192816{margin-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1669510614112{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Let&#8217;s see if you&#8217;re a match for our Interest-Only Bankroll product or our Bankroll Revolving Line of Credit.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;30px&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; gap=&#8221;10&#8243; css=&#8221;.vc_custom_1671400796359{margin-right: 5% !important;margin-left: 5% !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1671400460587{margin-right: 25px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1671400648252{margin-right: 0px !important;margin-left: 0px !important;}&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 27px; font-weight: bold; color: #00659e; text-align: left;\">Interest-Only Bankroll Revolving Line of Credit<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;5px&#8221;][vc_single_image image=&#8221;46154&#8243; img_size=&#8221;550&#215;242&#8243; css=&#8221;.vc_custom_1671415398120{padding-left: 10px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1671400659463{margin-right: 0px !important;margin-left: 0px !important;}&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 27px; font-weight: bold; color: #00659e; text-align: left;\">Bankroll Revolving Line of Credit<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;5px&#8221;][vc_single_image image=&#8221;46155&#8243; img_size=&#8221;550&#215;242&#8243; css=&#8221;.vc_custom_1671415452817{padding-left: 10px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1668865833211{margin-top: 0px !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1669085489960{margin-top: 0px !important;}&#8221;]<style type=\"text\/css\">.thegem-button-6a039a6c835655382 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c835655382 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a039a6c835655382     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 6px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#174888';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY ONLINE<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1672423431490{margin-bottom: 0px !important;padding-top: 60px !important;padding-bottom: 40px !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;46083&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text]<\/p>\n<h2 style=\"text-align: left;\">Funding Your Success<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1671071063684{margin-bottom: 30px !important;}&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\">Unlike other financial services companies, we employ a team of seasoned loan consultants who live and work in your community, understand the challenges you face, and are committed to sticking by your side even after your loan funds. They will help you get approved quickly, make sure you get the funding you need, and remain with you over the life of your business. If you are unsure about your financing needs or prefer a more personalized concierge experience, call our toll free line or click on the link below to email one of our loan consultants.<\/p>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"text-align: left; font-size: 23px; color: #00659e;\">Call (888) 416-9350 to speak with a professional loan consultant.<\/div>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a039a6c835e15067 .gem-button svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a039a6c835e15067    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #c89c1f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#00659e';\" href=\"https:\/\/www.arffinancial.com\/development\/manufacturing-meetings\/\" target=\"_self\">BOOK A MEETING WITH OUR MANUFACTURING TEAM<\/a><\/div> [\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; content_placement=&#8221;top&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1706816330562{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 10px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;5\/12&#8243;][vc_single_image image=&#8221;47121&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column css_animation=&#8221;fadeInRight&#8221; width=&#8221;7\/12&#8243;][vc_empty_space height=&#8221;10px&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 34px; font-weight: bold; color: #ffffff; text-align: left; line-height: 42px;\">Up to $2,500 in Rewards for New Clients!<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; color: #ffffff;\">New client relationships are very important to us, and should be rewarded. For a limited time, new borrowers will receive a $500 Amex Gift Card for every $50,000 they borrow up to $2,500 in gift cards. Offer ends 01\/31\u00ad\u00ad\u00ad\u00ad\/2024.*<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1704988325678{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"line-height: 14px;\"><span style=\"font-size: 11px; color: #ffffff;\">*Available for new clients only (out of the program 120 days or more). Receipt of the Amex Gift Card(s) is conditional based upon the following: Merchant&#8217;s approval under ARF Financials&#8217; standard underwriting models and policies. Merchant&#8217;s acceptance of an approved loan amount, rate and term; and merchant borrowing a minimum of $50,000 to receive a $500 Amex gift card and another $500 gift card for every additional $50,000 they fund before 01\/31\u00ad\u00ad\u00ad\u00ad\/2024. This offer is not guaranteed unless application is made by merchant, and merchant borrows in accordance with the guidelines provided herein. ARF reserves the right to terminate the offer at any time. Expires 01\/31\u00ad\u00ad\u00ad\u00ad\/2024.<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;10px&#8221;]<style type=\"text\/css\">.thegem-button-6a039a6c836ba2112.lazy-loading-before-start-animation .lazy-loading-item {opacity: 0;} body.thegem-effects-disabled .thegem-button-6a039a6c836ba2112.lazy-loading-before-start-animation .lazy-loading-item {opacity: 1;}<\/style><style type=\"text\/css\">.thegem-button-6a039a6c836ba2112 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c836ba2112 .gem-button:hover svg {fill: #00659e;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a039a6c836ba2112     lazy-loading lazy-loading-before-start-animation\"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal lazy-loading-item\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 6px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#00659e';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFPreQualify\" target=\"_blank\">APPLY ONLINE NOW<\/a><\/div> [vc_empty_space height=&#8221;10px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; content_placement=&#8221;top&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1680301316062{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 10px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;47065&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column css_animation=&#8221;fadeInRight&#8221; width=&#8221;3\/5&#8243;][vc_column_text]<\/p>\n<div style=\"font-size: 34px; font-weight: bold; color: #ffffff; text-align: left; line-height: 42px;\">New Client Pot of Gold!<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; color: #ffffff;\">ew clients get a pot of gold this month. We\u2019re giving away $500 Amex Gift Cards for every $50,000 they draw from their line of credit. This promo maxes out at $5,000 worth of gift cards. Loans must fund on or before March 31st, 2023.*<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1678339989869{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"line-height: 14px;\"><span style=\"font-size: 11px; color: #ffffff;\">*Gift card offer is only available to new merchants (out of the program 120 days or more). To qualify, merchant must borrow $50,000 or more on or before March 31st, 2023. Maximum gift card earnings is $5,000. Merchant\u2019s must be approval under ARF Financial\u2019s standard underwriting models and policies, merchant\u2019s acceptance of an approved loan amount, rate and term; and, merchant borrowing a minimum of $50,000. Promotion is only valid on loans with terms of 39 weeks or longer. IO Flex Pay Loans are also excluded.<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a039a6c837721232.lazy-loading-before-start-animation .lazy-loading-item {opacity: 0;} body.thegem-effects-disabled .thegem-button-6a039a6c837721232.lazy-loading-before-start-animation .lazy-loading-item {opacity: 1;}<\/style><style type=\"text\/css\">.thegem-button-6a039a6c837721232 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c837721232 .gem-button:hover svg {fill: #00659e;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a039a6c837721232     lazy-loading lazy-loading-before-start-animation\"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal lazy-loading-item\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 6px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#00659e';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration\" target=\"_self\">APPLY NOW<\/a><\/div> [vc_empty_space height=&#8221;10px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; content_placement=&#8221;top&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1683315663812{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 10px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;10px&#8221;][vc_single_image image=&#8221;47121&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column css_animation=&#8221;fadeInRight&#8221; width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<div style=\"font-size: 34px; font-weight: bold; color: #ffffff; text-align: left; line-height: 42px;\">New Client Reward up to $2,500!<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; color: #ffffff;\">New clients can get a generous reward this month. We\u2019re giving away $500 Amex Gift Cards for every $50,000 borrowed by the end of April. Maximum reward cap at $2,500 worth of gift cards. To qualify, loans must fund on or before April 30th, 2023.*<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1680297606315{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"line-height: 14px;\"><span style=\"font-size: 11px; color: #ffffff;\">*Gift card offer is only available to new merchants (out of the program 120 days or more). To qualify, merchant must borrow $50,000 or more on or before April 30th, 2023. Maximum gift card earnings is $5,000. Merchants must be approved under ARF Financial\u2019s standard underwriting models and policies, merchant\u2019s acceptance of an approved loan amount, rate and term; and, merchant borrowing a minimum of $50,000. Promotion is only valid on loans with terms of 39 weeks or longer. IO Flex Pay Loans are also excluded.<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a039a6c837fe5587.lazy-loading-before-start-animation .lazy-loading-item {opacity: 0;} body.thegem-effects-disabled .thegem-button-6a039a6c837fe5587.lazy-loading-before-start-animation .lazy-loading-item {opacity: 1;}<\/style><style type=\"text\/css\">.thegem-button-6a039a6c837fe5587 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c837fe5587 .gem-button:hover svg {fill: #00659e;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a039a6c837fe5587     lazy-loading lazy-loading-before-start-animation\"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal lazy-loading-item\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 6px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#00659e';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration\" target=\"_self\">APPLY NOW<\/a><\/div> [vc_empty_space height=&#8221;10px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; content_placement=&#8221;top&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1687811849617{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 10px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;5\/12&#8243;][vc_single_image image=&#8221;47121&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column css_animation=&#8221;fadeInRight&#8221; width=&#8221;7\/12&#8243;][vc_empty_space height=&#8221;10px&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 34px; font-weight: bold; color: #ffffff; text-align: left; line-height: 42px;\">Up to $5,000 in Rewards for New Clients!<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; color: #ffffff;\">During the month of May, new clients can receive a $500 Amex Gift Card for every $50,000 they borrow up to $5,000 in gift cards. Offer ends 5\/31\u00ad\u00ad\u00ad\u00ad\/2023.*<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1682956275615{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"line-height: 14px;\"><span style=\"font-size: 11px; color: #ffffff;\">*Available for new clients only (out of the program 120 days or more). Receipt of the Amex Gift Card(s) is conditional based upon the following: Merchant&#8217;s approval under ARF Financials&#8217; standard underwriting models and policies. Merchant&#8217;s acceptance of an approved loan amount, rate and term; and merchant borrowing $50,000 or more to receive a $500 Amex gift card and another $500 gift card for every additional $50,000 they fund before 5\/31\/2023. This offer is not guaranteed unless application is made by merchant, and merchant borrows in accordance with the guidelines provided herein. ARF reserves the right to terminate the offer at any time. Expires 5\/31\/2023.<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;10px&#8221;]<style type=\"text\/css\">.thegem-button-6a039a6c838965992.lazy-loading-before-start-animation .lazy-loading-item {opacity: 0;} body.thegem-effects-disabled .thegem-button-6a039a6c838965992.lazy-loading-before-start-animation .lazy-loading-item {opacity: 1;}<\/style><style type=\"text\/css\">.thegem-button-6a039a6c838965992 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c838965992 .gem-button:hover svg {fill: #00659e;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a039a6c838965992     lazy-loading lazy-loading-before-start-animation\"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal lazy-loading-item\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 6px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#00659e';\" href=\"https:\/\/www.arffinancial.com\/development\/working-with-us\/current-offers\/\" target=\"_self\">LEARN MORE<\/a><\/div> [vc_empty_space height=&#8221;10px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1671166301419{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 15px !important;background-color: #174888 !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<div style=\"text-align: center; color: #ffffff; font-size: 26px; font-weight: 500;\">Calculate the Potential Loan Amount for Your Manufacturing Business<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; parallax=&#8221;content-moving&#8221; css=&#8221;.vc_custom_1653767950067{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 1% !important;padding-bottom: 2% !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-insight-page-design-image-geo-background-1920&#215;870.png?id=26451) !important;background-position: center;background-repeat: no-repeat;background-size: cover !important;}&#8221;][vc_column][vc_row_inner disable_custom_paddings_mobile=&#8221;true&#8221; css=&#8221;.vc_custom_1668867148422{margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;12px&#8221;][vc_column_text]<\/p>\n<div style=\"text-align: center; font-size: 40px; line-height: 50px; font-weight: 900; color: #00659e;\">Business Loan Calculator &amp; Quote Request<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;12px&#8221;][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_empty_space height=&#8221;12px&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">Use our business loan calculator to determine your potential loan amount. Move the sliders below to indicate your business\u2019s annual sales, time in business, your credit score, whether you own a home, and if you\u2019ve declared bankruptcy. The calculator will serve up your potential loan amount based on 12, 18, 24 and 36-month terms!<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; gap=&#8221;30&#8243; disable_custom_paddings_mobile=&#8221;true&#8221; css=&#8221;.vc_custom_1671400895943{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_column_inner width=&#8221;1\/12&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;5\/12&#8243; css=&#8221;.vc_custom_1668993179517{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 40px !important;padding-left: 40px !important;background-color: rgba(0,0,0,0.07) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;*background-color: rgb(0,0,0) !important;border-left-color: #d8d8d8 !important;border-left-style: solid !important;border-right-color: #d8d8d8 !important;border-right-style: solid !important;border-top-color: #d8d8d8 !important;border-top-style: solid !important;border-bottom-color: #d8d8d8 !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;45709&#8243; img_size=&#8221;150&#215;150&#8243; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1668862992221{margin-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1668866061907{margin-top: 10px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; color: #00659e; font-size: 34px; font-weight: 600; line-height: 39px; letter-spacing: -.2px;\">Calculate Your Loan Amount<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; css_animation=&#8221;none&#8221; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1668861868216{margin-top: 6px !important;padding-bottom: 9px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1668788292790{margin-bottom: 14px !important;}&#8221;]<\/p>\n<p style=\"text-align: center; font-size: 19px; line-height: 24px;\">Use the sliders below to indicate your annual sales, time in business and credit score.<\/p>\n<p>[\/vc_column_text][vc_column_text]\n\t\t<div class=\"calculator\">\n\n\t\t\t<div class=\"rangeslider-wrap range-slider-revenue\">\n\t\t\t<input type=\"range\" min=\"90000\" max=\"5000000\" step=\"10000\">\n\t\t\t<h6>Annual Sales<\/h6>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"rangeslider-wrap time-in-business\">\n\t\t\t<input type=\"range\" min=\"0\" max=\"60\" step=\"1\">\n\t\t\t<h6>Time in Business<\/h6>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"rangeslider-wrap fico-score\">\n\t\t\t<input type=\"range\" min=\"551\" max=\"850\" step=\"1\">\n\t\t\t<h6>FICO Score<\/h6>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"calculator-selects\">\n\n\t\t\t<div class=\"calculator-selects-item-container\">\n\t\t\t\t<div class=\"select\">\n\t\t\t\t<select id=\"homeowner\" name=\"homeowner\" class=\"form-control\">\n\t\t\t\t\t<option value=\"\" selected>Homeowner?<\/option>\n\t\t\t\t\t<option value=\"yes\">Yes<\/option>\n\t\t\t\t\t<option value=\"yes-late\">Yes, mortgage 1+ months late<\/option>\n\t\t\t\t\t<option value=\"no\">No<\/option>\n\t\t\t\t<\/select>\n\t\t\t\t<div class=\"select__arrow\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"val-error val-error-homeowner\">Please select an option<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"calculator-selects-item-container\">\n\t\t\t\t<div class=\"select\">\n\t\t\t\t<select id=\"bankruptcy\" name=\"bankruptcy\" class=\"form-control\">\n\t\t\t\t\t<option value=\"\">Bankruptcy?<\/option>\n\t\t\t\t\t<option value=\"yes\">Yes<\/option>\n\t\t\t\t\t<option value=\"yes-old\">Yes, 1+ years ago<\/option>\n\t\t\t\t\t<option value=\"no\">No<\/option>\n\t\t\t\t<\/select>\n\t\t\t\t<div class=\"select__arrow\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"val-error val-error-bankruptcy\">Please select an option<\/div>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t\t<button class=\"calculator-button\">Calculate My Loan Potential<\/button>\n\n\t\t<\/div>\n\t[\/vc_column_text][vc_empty_space][vc_column_text]\n\t\t<div class=\"calculator-results\">\n\t\t\t<table>\n\t\t\t<tr>\n\t\t\t\t<th>Term<\/th>\n\t\t\t\t<th>Loan Amount<\/th>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>12 month<\/td>\n\t\t\t\t<td class=\"loanAmount_12Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>18 month<\/td>\n\t\t\t\t<td class=\"loanAmount_18Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>24 month<\/td>\n\t\t\t\t<td class=\"loanAmount_24Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>36 month<\/td>\n\t\t\t\t<td class=\"loanAmount_36Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<\/table>\n\t\t<\/div>\n\t[\/vc_column_text][vc_empty_space height=&#8221;10px&#8221;][vc_column_text css=&#8221;.vc_custom_1671727763939{margin-right: 0px !important;margin-left: 0px !important;}&#8221;]<\/p>\n<div style=\"line-height: 19px; text-align: center; font-size: 15px; color: #000000;\">Loan amounts may be increased with the review of tax returns and financials. Time in Business \u2013 Must be operating under the same ownership and concept. Homeownership \u2013 Home must be in your name. Bankruptcy \u2013 Includes individual and business bankruptcy. The use of this Loan Calculator tool is intended for illustrative purposes only and is not based upon any \u00a0information about the user and does not represent a specific loan offer or terms that may be accepted by the user. \u00a0A specific loan proposal can only be provided after completion of an application. \u00a0Please provide the requested contact information if you wish to be contacted by one of our loan consultants to receive a written quote.<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;5\/12&#8243; css=&#8221;.vc_custom_1668993168132{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 39px !important;padding-left: 39px !important;background-color: rgba(0,0,0,0.07) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;*background-color: rgb(0,0,0) !important;border-left-color: #d8d8d8 !important;border-left-style: solid !important;border-right-color: #d8d8d8 !important;border-right-style: solid !important;border-top-color: #d8d8d8 !important;border-top-style: solid !important;border-bottom-color: #d8d8d8 !important;border-bottom-style: solid !important;border-radius: 15px !important;}&#8221;][vc_single_image image=&#8221;45709&#8243; img_size=&#8221;150&#215;150&#8243; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1668862992221{margin-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1668866052552{margin-top: 10px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; color: #00659e; font-size: 34px; font-weight: 600; line-height: 39px; letter-spacing: -.2px;\">Request a Custom Quote<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; css_animation=&#8221;none&#8221; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1668861868216{margin-top: 6px !important;padding-bottom: 9px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1669693867993{margin-bottom: 14px !important;padding-right: 34px !important;padding-left: 34px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; font-size: 19px; line-height: 24px;\">Enter your information below to request a quote. Your local loan consultant will crunch the numbers and prepare a custom quote based on your unique circumstances.<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_raw_html]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[\/vc_raw_html][vc_empty_space height=&#8221;36px&#8221;][vc_column_text css=&#8221;.vc_custom_1668993114107{padding-right: 16px !important;padding-left: 16px !important;}&#8221;]<\/p>\n<div style=\"font-size: 15px; line-height: 20px; color: #444444; text-align: center;\">By continuing, you consent to ARF Financial&#8217;s Terms of Service and Privacy Policy, in addition to being contacted via the information provided (whether phone, email or text) to discuss your interest in one of our loan products. You may unsubscribe from all communications at any time.<\/div>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1668861995022{margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<style type=\"text\/css\">.thegem-button-6a039a6c839449133 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c839449133 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a039a6c839449133     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 5px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#124688';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY ONLINE<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner disable_custom_paddings_mobile=&#8221;true&#8221; css=&#8221;.vc_custom_1668867501373{margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text]<\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #00659e;\">Terms and Conditions<\/span><\/h4>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1671727778050{margin-right: 0px !important;margin-left: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center; font-size: 11px; line-height: 14px;\">ARF Financial LLC is an exclusive third party originator and servicer of commercial loans for state charted community banks throughout the United States (\u201cPartner Banks\u201d), (collectively herein referred to as \u201cLender\u201d). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender\u2019s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the credit of any guarantor and\/or any information available from the public domain relating to the business\u2019 or the guarantor\u2019s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant\u2019s business entity with the State where they are located; or any other information that may reflect on the business or guarantor\u2019s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.<\/p>\n<p>[\/vc_column_text]<div class=\"clearboth\"><\/div><style>#thegem-divider-6a039a6c83984 {margin-top: 5px !important;}#thegem-divider-6a039a6c83984 {margin-bottom: 5px !important;}<\/style><div id=\"thegem-divider-6a039a6c83984\" class=\"gem-divider  \" style=\"\" ><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1645730177732{margin-bottom: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column]<div class=\"clearboth\"><\/div><style>#thegem-divider-6a039a6c839aa {margin-top: 30px !important;}<\/style><div id=\"thegem-divider-6a039a6c839aa\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1530051542901{padding-left: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1645730187708{padding-top: 50px !important;padding-right: 100px !important;padding-bottom: 50px !important;padding-left: 100px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e; font-size: 34px;\"><span style=\"color: #ffffff;\">Quick &amp; Easy Online Application<\/span><br \/>\n<\/span><\/h2>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_single_image image=&#8221;46296&#8243; img_size=&#8221;300&#215;300&#8243; alignment=&#8221;center&#8221;][vc_column_text css_animation=&#8221;none&#8221;]<\/p>\n<div style=\"text-align: center;\"><span style=\"color: #ffffff; line-height: 31px; font-size: 22px;\">Use our online application to get approved in 24 to 48 hours! There are 5 easy steps, It only takes 10 minutes and won&#8217;t affect your credit.<\/span><\/div>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a039a6c83a1c2055 .gem-button svg {fill: #ffffff;}.thegem-button-6a039a6c83a1c2055 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a039a6c83a1c2055 footerbutton    gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #c89c1f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='rgba(255,255,255,0.01)';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY NOW<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><\/div><\/div> <div class=\"clearboth\"><\/div><style>#thegem-divider-6a039a6c83a67 {margin-bottom: 30px !important;}<\/style><div id=\"thegem-divider-6a039a6c83a67\" class=\"gem-divider  \" style=\"\" ><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1653915971644{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 2% !important;padding-bottom: 3% !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;none&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e;\">Latest News from Our Manufacturing Blog<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#c89c1f&#8221; css=&#8221;.vc_custom_1653915735122{margin-bottom: 28px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; gap=&#8221;25&#8243;][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_hidden-xs&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1671016642338{padding-top: 7% !important;padding-right: 7% !important;padding-bottom: 7% !important;padding-left: 7% !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;46069&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h3>How to Increase Employee Retention in Manufacturing<\/h3>\n<p>[\/vc_column_text][vc_column_text]Industries across the board see similar patterns with employee turnover, which is why it\u2019s so critical to keep an eye on your business and hone in on how you can hire and retain the best talent.[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-6a039a6c83ad98164    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/how-to-increase-employee-retention-in-the-manufacturing-industry\/\" target=\"_self\">READ MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1671016668352{padding-top: 7% !important;padding-right: 7% !important;padding-bottom: 7% !important;padding-left: 7% !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;46011&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h3>When Manufacturing Meets AI<\/h3>\n<p>[\/vc_column_text][vc_column_text]There\u2019s a nationwide push to get more products manufactured here at home. Companies have started to think outside the box in terms of ramping up staffing when the labor pool leaves much to be desired: Artificial Intelligence, or AI.[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-6a039a6c83b404300    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/when-manufacturing-meets-ai\/\" target=\"_self\">READ MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1671016696111{padding-top: 7% !important;padding-right: 7% !important;padding-bottom: 7% !important;padding-left: 7% !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;46007&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h3>What&#8217;s Causing the Labor Shortage in Manufacturing?<\/h3>\n<p>[\/vc_column_text][vc_column_text]There is still a deficit of 500,000 open positions in manufacturing that stubbornly remain unfilled. What is the root cause of this labor shortage? That\u2019s what we\u2019re here to shed some light on.[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-6a039a6c83b9f3493    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/whats-causing-the-labor-shortage-in-manufacturing\/\" target=\"_self\">READ MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1672179967264{padding-top: 7% !important;padding-right: 7% !important;padding-bottom: 7% !important;padding-left: 7% !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;46337&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h3>3 Manufacturing Trends to Watch in 2023<\/h3>\n<p>[\/vc_column_text][vc_column_text]In 2023, the manufacturing industry will be affected by inflation, a lack of high-caliber workers, and cybersecurity concerns. Let\u2019s take a look at 3 industry trends we predict will be critical.[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-6a039a6c83bfe6168    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/3-manufacturing-industry-trends-to-watch-in-2023\/\" target=\"_self\">READ MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1668893558132{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left:&#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-45738","page","type-page","status-publish"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Manufacturing Financing - ARF Financial<\/title>\n<meta name=\"description\" content=\"ARF Financial has superior loan products for manufacturing businesses. 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