{"id":35742,"date":"2021-01-29T20:41:09","date_gmt":"2021-01-30T01:41:09","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=35742"},"modified":"2025-07-02T13:08:33","modified_gmt":"2025-07-02T17:08:33","slug":"pharmacy","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/pharmacy\/","title":{"rendered":"Pharmacy Financing"},"content":{"rendered":"

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Financing for Pharmacies<\/h2>\n

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Pharmacy owners have unique needs to compete with the national chains crowding out the industry. For this reason, ARF Financial has created loan products specifically for pharmacies to serve their needs and remain competitive. While the industry has continued to be successful over the past 10 years and throughout the pandemic, quick access to capital remains key to overcoming short-term cash flow shortfalls or seizing long-term growth opportunities. When it comes to pharmacy financing, our team of seasoned loan consultants specialize in providing the trusted guidance you deserve to keep your pharmacy profitable.<\/p>\n

Our focus is getting you the capital you need when you need it, without the hassles and long wait of a traditional bank. Confidently approach suppliers for best volume pricing when you have the funds available to make it happen. We will stick with you for the long haul, ensuring you can capitalize on new opportunities as they develop. Here are some common ways to put our pharmacy financing to work in your business:<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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[vc_column_text css=”.vc_custom_1653925788686{padding-top: 6px !important;}”]Renovations, remodels and torefront improvements
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[vc_column_text css=”.vc_custom_1653925819782{padding-top: 4px !important;}”]Opening another location or purchasing an existing pharmacy
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[vc_column_text css=”.vc_custom_1653925860255{padding-top: 6px !important;}”]Purchase equipment and invest in new technology
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[vc_column_text css=”.vc_custom_1653925889448{padding-top: 4px !important;}”]Purchase inventory in bulk for discounted pricing
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[vc_column_text css=”.vc_custom_1653925939440{padding-top: 4px !important;}”]Buy out a business partner or pay off investor(s)
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[vc_column_text css=”.vc_custom_1653925961163{padding-top: 4px !important;}”]Start a new advertising and marketing campaign<\/span>[\/vc_column_text]<\/div><\/div>
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What Makes ARF Financial Different?<\/strong><\/h2>\n

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Since 2001, we have helped thousands of pharmacy owners secure over a billion dollars in loan proceeds! The financing we provide is a true bank loan not<\/strong> a merchant cash advance, which means rates are lower, payments are fixed, terms are longer and the interest you pay is tax deductible. Through our exclusive relationships with community banks across the country, you can obtain the funds you need quickly with limited paperwork. It\u2019s our job to understand your business goals, financing needs, and then customize a loan to meet those needs. You\u2019ll receive the funds quickly, with fixed terms and affordable payments that won\u2019t increase as revenue grows \u2013 maximizing your return on investment without sacrificing your cash flow.<\/p>\n<\/div>\n<\/div>\n

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Here are just a few of our loan program advantages:<\/div>\n

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[vc_column_text css=”.vc_custom_1653872946040{padding-top: 5px !important;}”]Access loan amounts from $5,000 to $1,000,000
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[vc_column_text css=”.vc_custom_1699311112274{padding-top: 5px !important;}”]Limited paperwork
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[vc_column_text css=”.vc_custom_1653872617513{padding-top: 5px !important;}”]Fixed repayment terms up to 36 months
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[vc_column_text css=”.vc_custom_1653872847975{padding-top: 5px !important;}”]Same-day approvals and fundings in under a week
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[vc_column_text css=”.vc_custom_1653872887028{padding-top: 5px !important;}”]Streamlined process with minimal documentation
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[vc_column_text css=”.vc_custom_1653872805648{padding-top: 5px !important;}”]Ability to defer up to 50% of loan principal for lowest payment
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[vc_column_text css=”.vc_custom_1653873110640{padding-top: 5px !important;}”]All loans come with an optional line of credit
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[vc_column_text css=”.vc_custom_1653873145156{padding-top: 5px !important;}”]24-hour access to 5 loan drafts over a 6-month period
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[vc_column_text css=”.vc_custom_1653873177694{padding-top: 5px !important;}”]The interest paid is tax deductible
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[vc_column_text css=”.vc_custom_1653873202463{padding-top: 5px !important;}”]Early payoff options are available
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