{"id":33885,"date":"2020-01-29T14:30:38","date_gmt":"2020-01-29T19:30:38","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=33885"},"modified":"2024-07-05T13:55:15","modified_gmt":"2024-07-05T17:55:15","slug":"rp-success-stories","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/resources\/rp-success-stories\/","title":{"rendered":"Loan Stars Success Stories"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1528833652677{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 5% !important;padding-bottom: 5% !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">See Why Businesses Bank On Us!<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221;][\/vc_column][\/vc_row][vc_row el_id=&#8221;addlocation&#8221;][vc_column width=&#8221;1\/2&#8243;]<div class=\"quickfinder quickfinder-style-vertical-3 quickfinder-style-vertical quickfinder-icon-position-top quickfinder-alignment-center quickfinder-title-bold\"><div id=\"post-33914\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-33914 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf041;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf041;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Opening a 5th Location<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Loan Broker who trained at CCTG \u2013 Commercial Capital Training Group<br \/>\n<br \/>\nMerchant: Multi-unit restaurant owner<br \/>\n<br \/>\nMerchant Location: Denver, CO<br \/>\n<br \/>\nCash needs: $300,000 to open a 5th location<br \/>\n<br \/>\nAbout the referral: The referral partner has known the merchant for years and has done multiple mortgages for him.<br \/>\n<br \/>\nScenario: After a warm introduction from the referral partner, I discovered he needed $300K to open a 5th location. He had received an offer from a competitor for a short-term, low rate loan for $100K which would not meet his needs. I was able to get the merchant the $300K he needed at a longer term with a lower payment without disrupting his cash flow.<br \/>\n<br \/>\nLoan Product Offered: 52 to 78-week Flex Pay Loan for $300K; The merchant initially accessed $200K via our Line of Credit option and soon after took the remaining $100K.<br \/>\n<br \/>\nDays to Fund: 5 days<br \/>\n<br \/>\nFunding Date: September, 2018<br \/>\n<br \/>\nReferral Fee Paid: $9,000; and referral partner will also get paid on any additional loans funded to this merchant for 3 years!<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33916\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-33916 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf19c;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf19c;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">SBA Success Story<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: SBA Loan Broker<br \/>\n<br \/>\nMerchant: Restaurant Owner<br \/>\n<br \/>\nMerchant Location: Beverly Hills, CA<br \/>\n<br \/>\nCash Needs: $500,000<br \/>\n<br \/>\nAbout the Referral: Merchant was working with broker for six months to secure SBA financing for construction of a new location.<br \/>\n<br \/>\nScenario: After 6 months of jumping through SBA hoops, the timeline for the new construction was fast approaching. We successfully funded this loan in less than a week with only 3 months of bank statements and minimal paperwork.<br \/>\n<br \/>\nLoan Product Offered: 52 to 78- week Flex Pay Loan<br \/>\n<br \/>\nDays to Fund: 4 days<br \/>\n<br \/>\nFunding Date: October, 2019<br \/>\n<br \/>\nReferral Fee Paid: $15,000<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33918\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-33918 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf091;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf091;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Best Rates Available For Franchises<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Franchise Loan Broker<br \/>\n<br \/>\nMerchant: Multi-unit Restaurant Owner<br \/>\n<br \/>\nMerchant Location: Raleigh, NC<br \/>\n<br \/>\nCash Needs: $160,000<br \/>\n<br \/>\nAbout the referral: This referral partner was known to us and sent us many leads over a 6-month period.<br \/>\n<br \/>\nScenario: One of our RPs who worked with franchises was concerned about rates offered by alternative lenders. He was very well versed in the franchise space because he also personally owned a franchise. We successfully funded two franchises for this RP with highly competitive rates. He was so impressed with the available rates he applied for working capital for his own franchise.<br \/>\n<br \/>\nLoan Product Offered: 39-78 week flex pay loan 50% deferred<br \/>\n<br \/>\nDays to Fund: 9 days<br \/>\n<br \/>\nFunding Date: June, 2019<br \/>\n<br \/>\nReferral Fee Paid: $4,800; and referral partner will also get paid on any additional loans funded to this merchant for 3 years!<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33923\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-33923 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf09d;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf09d;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">P.O.S. Provider Success Story<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Point of Sale System Provider<br \/>\n<br \/>\nMerchant: Restaurant owner<br \/>\n<br \/>\nMerchant Location: Boston, MA<br \/>\n<br \/>\nCash Needs: $40,000<br \/>\n<br \/>\nAbout the Referral: POS Provider from networking group who reciprocally referred leads with our Rep.<br \/>\n<br \/>\nScenario: Our referral partner had a merchant who couldn't afford the point of sale system needed for their business. In speaking with the merchant, our Rep found out they also had renovations taking place at their restaurant. By actively learning about their business and assessing their needs, we funded this loan for more than what was originally requested.<br \/>\n<br \/>\nLoan Product Offered: Line of credit for $40K<br \/>\n<br \/>\nDays to Fund: 3 days<br \/>\n<br \/>\nFunding Date: October, 2019<br \/>\n<br \/>\nReferral Fee Paid: $1,200; The referral partner earned even more since the merchant has since requested additional funding.<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33927\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-33927 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0d6;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0d6;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Commercial Banking Success<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Commercial Banker<br \/>\n<br \/>\nMerchant: Restaurant Owner<br \/>\n<br \/>\nMerchant Location: Chicago, IL<br \/>\n<br \/>\nCash Needs: $200,000<br \/>\n<br \/>\nAbout the Referral: Commercial banker with a client who needed to lower his monthly payments.<br \/>\n<br \/>\nScenario: As the #1 restaurant and hospitality lender, our RP understood that to lower his client's payments, he needed a team who understood the industry enough to take the risk. We successfully funded this loan, lowering his weekly payments as well as the additional cash needed for renovations.<br \/>\n<br \/>\nLoan Product Offered: 52-week Mezzanine Loan<br \/>\n<br \/>\nDays to Fund: 6 days<br \/>\n<br \/>\nFunding Date: March 2019<br \/>\n<br \/>\nReferral Fee Paid: $6,000; this RP has since earned $2,485 more from $82,859 additional funding to help pay taxes!<br \/>\n<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33932\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-33932 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf24e;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf24e;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Successful Tax Relief<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Credit Card Processor<br \/>\n<br \/>\nMerchant: Restaurant Owner<br \/>\n<br \/>\nMerchant Location: St Simons, GA<br \/>\n<br \/>\nCash Needs: $60,000<br \/>\n<br \/>\nAbout the Referral: Merchant shared with his credit card processing Rep that he was having trouble paying his business taxes, in part due to a messy divorce and buying out his wife's interest in the business.<br \/>\n<br \/>\nScenario: We successfully funded this loan in a week with only 3 months of bank statements and minimal paperwork.<br \/>\n<br \/>\nLoan Product Offered: 52 week Mezzanine Loan<br \/>\n<br \/>\nDays to Fund: 7 days<br \/>\n<br \/>\nFunding Date: February, 2014<br \/>\n<br \/>\nReferral Fee Paid: $1,800<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33937\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-33937 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf155;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf155;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Short Term Working Capital<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Loan Broker<br \/>\n<br \/>\nMerchant: Dunkin Donuts Franchisee<br \/>\n<br \/>\nMerchant Location: Multi-State<br \/>\n<br \/>\nCash Needs: $200,000<br \/>\n<br \/>\nAbout the Referral: Original Loan -Merchant worked with broker in the past and needed some short term working capital as he didn\u2019t want to restructure his long term debt facility for the additional short term capital need. He later refinanced for cash flow.<br \/>\n<br \/>\nScenario: We funded his loan within a week and released the additional funds in a line of credit and he recently renewed in January 2020.<br \/>\n<br \/>\nLoan Product Offered: 52 week<br \/>\n<br \/>\nDays to Fund: 4 days for the refinance and 5 hours for the Additional Advance from the Line of Credit<br \/>\n<br \/>\nFunding Date: January 2019 and January 2020<br \/>\n<br \/>\nReferral Fee Paid: $6,000 in 2019 and $6,000 in 2020<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33966\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-33966 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf013;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf013;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Purchasing New Equipment<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Accountant<br \/>\n<br \/>\nMerchant: Brewery<br \/>\n<br \/>\nMerchant Location: Brighton, MA<br \/>\n<br \/>\nCash Needs: $50,000<br \/>\n<br \/>\nAbout the Referral: Funds needed for equipment for his client's new location.<br \/>\n<br \/>\nScenario: This merchant had been in business for a few years but had just opened up their new location and would not qualify for additional bank financing. Our loan gave them the opportunity to get the equipment needed. and They look forward to refinancing when the time comes to obtain additional financing to help them build a patio and continue to grow.<br \/>\n<br \/>\nLoan Product Offered: Mezzanine Loan<br \/>\n<br \/>\nDays to Fund: 4 days<br \/>\n<br \/>\nFunding Date: December, 2019<br \/>\n<br \/>\nReferral Fee Paid: $1,500<br \/>\n<br \/>\nHow many Deals the RP Funded: 1<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33969\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-33969 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0e9;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0e9;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Cash Flow Safety Net<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Loan Broker<br \/>\n<br \/>\nMerchant: Restaurant<br \/>\n<br \/>\nMerchant Location: Somerville, MA<br \/>\n<br \/>\nCash Needs: $283,239.15<br \/>\n<br \/>\nAbout the Referral: Met this referral partner after working with them on a prior deal.<br \/>\n<br \/>\nScenario: Merchant was unable to get a bank loan approved. He wanted the line of credit to use as cash flow during slow season and as working capital for emergencies. He wanted the flexibility to pay off the loan at 39 weeks for cost savings.<br \/>\n<br \/>\nLoan Product Offered: Line of Credit<br \/>\n<br \/>\nDays to Fund: 4 days<br \/>\n<br \/>\nFunding Date: January, 2020<br \/>\n<br \/>\nReferral Fee Paid: $8,497.17<br \/>\n<br \/>\nHow many Deals the RP Funded: 2<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-34102\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-34102 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf015;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf015;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Relocation Fund<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Credit Card Processor<br \/>\n<br \/>\nMerchant: Automotive Repair<br \/>\n<br \/>\nMerchant Location: Monroe, NC<br \/>\n<br \/>\nCash Needs: $45,000<br \/>\n<br \/>\nAbout the Referral: Met this referral partner after working with them on a prior deal.<br \/>\n<br \/>\nScenario: Merchant needed to move when the city began road construction. The merchant was rate sensitive also wanted an early payoff option. The Flex Pay loan option allowed a comfortable weekly payment and an early pay off option.<br \/>\n<br \/>\nLoan Product Offered: Flex Pay Loan<br \/>\n<br \/>\nDays to Fund: 1 day<br \/>\n<br \/>\nFunding Date: February, 2019<br \/>\n<br \/>\nReferral Fee Paid: $1,350<br \/>\n<br \/>\nHow many Deals the RP Funded: 2<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-34106\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-34106 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf201;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf201;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Debt Consolidation<\/div> <div class=\"quickfinder-item-text\" style=\"color: #545454 ;\">Referral Partner: ISO<br \/>\n<br \/>\nMerchant: Caterer<br \/>\n<br \/>\nMerchant Location: Salt Lake City, UT<br \/>\n<br \/>\nCash Needs: $315,000<br \/>\n<br \/>\nAbout the Referral: This referral partner had worked with us on prior deals.<br \/>\n<br \/>\nScenario: The Merchant needed to consolidate two line of credit balances from two competitors. They also wanted to pay off credit card balances and have remaining funds on hand as a line of credit. We successfully consolidated their balances with a mezzanine loan and offered a line of credit for future use.<br \/>\n<br \/>\nLoan Product Offered: Line of Credit and Mezzanine Loan<br \/>\n<br \/>\nDays to Fund: 3 days<br \/>\n<br \/>\nFunding Date: December, 2019<br \/>\n<br \/>\nReferral Fee Paid: $9,450<br \/>\n<br \/>\nHow many Deals the RP Funded: 1<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-34143\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-34143 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf012;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf012;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Slow Season Help<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Bank<br \/>\n<br \/>\nMerchant: Bakery<br \/>\n<br \/>\nMerchant Location: Ocean Shores, WA<br \/>\n<br \/>\nCash Needs: $47,800<br \/>\n<br \/>\nAbout the Referral: Our Rep connected with this RP via LinkedIn.<br \/>\n<br \/>\nScenario: The Merchant was experiencing slow season and needed financing for inventory and cash flow until busy season. They also had an expensive merchant cash advance with a high daily payment which was further depleting their cash flow during slow season.<br \/>\n<br \/>\nLoan Product Offered: Flex Pay Loan<br \/>\n<br \/>\nDays to Fund: 4 days<br \/>\n<br \/>\nFunding Date: October, 2019<br \/>\n<br \/>\nReferral Fee Paid: $1,434<br \/>\n<br \/>\nHow many Deals the RP Funded: 1<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-34147\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-34147 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-material gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #c89c1f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #c89c1f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf4fd;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf4fd;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Slow Season Renovations<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Loan Broker<br \/>\n<br \/>\nMerchant: Restaurant<br \/>\n<br \/>\nMerchant Location: Nashville, TN<br \/>\n<br \/>\nCash Needs: $175,000<br \/>\n<br \/>\nAbout the Referral: Broker helping owner with SBA Loan<br \/>\n<br \/>\nScenario: The restaurant owner was waiting on proceeds from and SBA loan for kitchen renovations. The plans had been approved and work was underway. Broker referred owner to ARF for an interest-only revolving line of credit to keep the project moving and cover the cost of some additional kitchen equipment.<br \/>\n<br \/>\nLoan Product Offered: Interest-Only Revolving Line of Credit<br \/>\n<br \/>\nDays to Fund: 8 days<br \/>\n<br \/>\nFunding Date: April 2024<br \/>\n<br \/>\nReferral Fee Paid: $14,000<br \/>\n<br \/>\nHow many deals the RP has funded: 6<\/div> <\/div> <\/div> <\/div> <\/div> <\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243;]<div class=\"quickfinder quickfinder-style-vertical-3 quickfinder-style-vertical quickfinder-icon-position-top quickfinder-alignment-center quickfinder-title-bold\"><div id=\"post-33907\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-33907 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0c0;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0c0;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">In-Person Success<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Loan Broker with hands-on merchant<br \/>\n<br \/>\nMerchant: Multi-unit restaurant owner<br \/>\n<br \/>\nMerchant Location: Chicago, Il<br \/>\n<br \/>\nCash needs: $300K for projects<br \/>\n<br \/>\nAbout the referral: The referral partner has a close relationship with the merchant and was actively involved in all calls and meetings.<br \/>\n<br \/>\nScenario: This merchant insisted on being part of every call including in-person meetings with our Rep. They were concerned about who we were and who they would be doing business with. Our Rep successfully hosted both of them at lunch, easing any fears and concerns and impressing them with industry knowledge and best options. This loan funded for $300K less than one after that lunch meeting.<br \/>\n<br \/>\nLoan Product Offered: 52 to 78-week Flex Pay Loan for $300K<br \/>\n<br \/>\nDays to Fund: 4 days<br \/>\n<br \/>\nFunding Date: January, 2020<br \/>\n<br \/>\nReferral Fee Paid: $9,000; and referral partner will also get paid on any additional loans funded to this merchant for 3 years!<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33909\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-33909 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0f9;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0f9;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Successful Rescue Mission<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Merchant Payment Processing Rep<br \/>\n<br \/>\nMerchant: Restaurant Owner<br \/>\n<br \/>\nMerchant Location: Matthew, NC<br \/>\n<br \/>\nCash needs: $250,000<br \/>\n<br \/>\nAbout the referral: Referral Partner looking for the best monthly payment to help with cash advances.<br \/>\n<br \/>\nScenario: Our RP had a merchant with a financial emergency who took out multiple merchant cash advances to cover the associated expenses. Our RP asked for help to lower their payments and free up their cash flows.<br \/>\n<br \/>\nLoan Product Offered and terms: 62 to 93-week Flex Pay Loan<br \/>\n<br \/>\nDays to Fund: 7 days<br \/>\n<br \/>\nFunding Date: December, 2019<br \/>\n<br \/>\nReferral Fee Paid: $7,500<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33912\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-33912 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0e8;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0e8;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Long-Term Success<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Mortgage Loan Broker<br \/>\n<br \/>\nMerchant: Restaurant Owner<br \/>\n<br \/>\nMerchant Location: Boston, MA<br \/>\n<br \/>\nCash needs: $300K for merchant cash advances<br \/>\n<br \/>\nAbout the referral: This referral partner was known to us and sent us many leads over a 6-month period.<br \/>\n<br \/>\nScenario: Our RP had a merchant with a financial emergency who took out multiple merchant cash advances to cover it eventually getting trapped in the unforgiving MCA payment cycle. Our RP asked us for help to cut their payments and free up their cash flows. In the end, this loan funded for $300K. We were able to pay off his cash advances and his lower payments allowed him much more freedom.<br \/>\n<br \/>\nLoan Product Offered: 52 to 78-week Flex Pay Loan for $300K.<br \/>\n<br \/>\nDays to Fund: 3 days<br \/>\n<br \/>\nFunding Date: December, 2019<br \/>\n<br \/>\nReferral Fee Paid: $9,000; and referral partner will also get paid on any additional loans funded to this merchant for 3 years!<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33925\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-33925 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0fb;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0fb;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Payroll Disaster Averted<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Payroll Company<br \/>\n<br \/>\nMerchant: Restaurant Owner<br \/>\n<br \/>\nMerchant Location: Tallahassee, FL<br \/>\n<br \/>\nCash Needs: $78,000<br \/>\n<br \/>\nAbout the Referral: Payroll provider with a client who needed financing for their payroll services.<br \/>\n<br \/>\nScenario: Our RP had a merchant with major payroll issues and needed financing quickly to secure professional payroll services. Our RP asked for help to fund as quickly as possible. We funded this loan in three days with excellent terms and the best terms causing the merchant to return for additional funding for renovations.<br \/>\n<br \/>\nLoan Product Offered: 60-week Mezzanine Loan<br \/>\n<br \/>\nDays to Fund: 3 days<br \/>\n<br \/>\nFunding Date: November 2019<br \/>\n<br \/>\nReferral Fee Paid: $2,340; this RP has since earned $2,250 more from $75,000 additional funding for renovation projects!<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33930\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-33930 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0ad;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0ad;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Renovation Rescue<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Credit Card Processor<br \/>\n<br \/>\nMerchant: Restaurant Owner<br \/>\n<br \/>\nMerchant Location: Tallahassee, FL<br \/>\n<br \/>\nCash Needs: $103K<br \/>\n<br \/>\nAbout the Referral: Merchant shared with his credit card processing rep that he didn\u2019t have enough cash for renovations and his current lender would not provide any more money.<br \/>\n<br \/>\nScenario: We successfully paid off his lender with proceeds from the loan and he had enough complete his renovations. We also allowed him a funding cushion in the form of a Line Of Credit for future emergencies or additional projects.<br \/>\n<br \/>\nLoan Product Offered: 52 to 78-week Flex Pay Loan<br \/>\n<br \/>\nDays to Fund: 5 days<br \/>\n<br \/>\nFunding Date: December 2017<br \/>\n<br \/>\nReferral Fee Paid: $3,090 and will get paid on any additional loans funded to this merchant for 3 years!<br \/>\n<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33934\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-33934 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf000;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf000;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">New Bar Concept<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Restaurant Consultant<br \/>\n<br \/>\nMerchant: Restaurant Owner<br \/>\n<br \/>\nMerchant Location: West Des Moines, IA<br \/>\n<br \/>\nCash Needs: $150,000<br \/>\n<br \/>\nAbout the Referral: Merchant was working with consultant on a new bar concept and needed additional funding to make the full concept work.<br \/>\n<br \/>\nScenario: We successfully funded this loan based on a referral from a consultant working on a new bar concept. The merchant needed additional funding to make his dream bar a reality.<br \/>\n<br \/>\nLoan Product Offered: 59 to 78-week Flex Pay Loan<br \/>\n<br \/>\nDays to Fund: 8 days<br \/>\n<br \/>\nFunding Date: May, 2015<br \/>\n<br \/>\nReferral Fee Paid: $4,500 earning even more since the merchant has requested more for construction.<br \/>\n<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33940\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-33940 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf08d;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf08d;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">New Location<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Loan Broker<br \/>\n<br \/>\nMerchant: Coffee Shop Owner<br \/>\n<br \/>\nMerchant Location: Pittsburgh, PA<br \/>\n<br \/>\nCash Needs: $125,000<br \/>\n<br \/>\nAbout the Referral: Loan Broker looking for growth funds for his client's new location.<br \/>\n<br \/>\nScenario: The loan broker contacted ARF through LinkedIn and we discussed the ARF loan advantages and preliminary numbers. A month later, the Loan Broker contacted us saying the client was not comfortable with any of the other lenders they contacted and wanted to move forward with ARF Financial.<br \/>\n<br \/>\nLoan Product Offered: 45 \u2013 60 week Flex Pay Loan<br \/>\n<br \/>\nDays to Fund: 7 days<br \/>\n<br \/>\nFunding Date: May, 2019<br \/>\n<br \/>\nReferral Fee Paid: $3,750<br \/>\n<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-33968\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-33968 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf084;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf084;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Restaurant Upgrades<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Credit Card Processor<br \/>\n<br \/>\nMerchant: Restaurant<br \/>\n<br \/>\nMerchant Location: Pembroke, MA<br \/>\n<br \/>\nCash Needs: $355,000<br \/>\n<br \/>\nAbout the Referral: Funds needed for restaurant upgrades and equipment.<br \/>\n<br \/>\nScenario: We have known this RP for a long time and initially met at a MRA event and then again at the New England Food Show. We regularly stay in touch referring opportunities back and forth. This merchant needed financing for upgrades and equipment and liked being able to have access to the line of credit which he eventually took advantage of for seasonal cash flow.<br \/>\n<br \/>\nLoan Product Offered: Line of Credit<br \/>\n<br \/>\nDays to Fund: 6 days<br \/>\n<br \/>\nFunding Date: October, 2019<br \/>\n<br \/>\nReferral Fee Paid: $10,650<br \/>\n<br \/>\nHow many Deals the RP Funded: 4<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-34100\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-34100 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0fa;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0fa;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Expanded Medical Practice<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Loan Broker<br \/>\n<br \/>\nMerchant: Medical Practice<br \/>\n<br \/>\nMerchant Location: Columbus, OH<br \/>\n<br \/>\nCash Needs: $150,000<br \/>\n<br \/>\nAbout the Referral: Our Rep connected with this referral partner via LinkedIn.<br \/>\n<br \/>\nScenario: This loan broker had a medical practice in need of financing to double their office space and purchase new equipment. The merchant was very rate sensitive and despite their busy schedule, they needed to fund quickly.<br \/>\n<br \/>\nLoan Product Offered: Mezzanine Loan<br \/>\n<br \/>\nDays to Fund: 9 days<br \/>\n<br \/>\nFunding Date: April, 2017<br \/>\n<br \/>\nReferral Fee Paid: $4,500<br \/>\n<br \/>\nHow many Deals the RP Funded: 1<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-34104\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-34104 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf002;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf002;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Transparent Loan Terms<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Loan Broker<br \/>\n<br \/>\nMerchant: Restaurant<br \/>\n<br \/>\nMerchant Location: Athens, OH<br \/>\n<br \/>\nCash Needs: $100,000<br \/>\n<br \/>\nAbout the Referral: Rep was introduced to this RP who had a client going through slow season.<br \/>\n<br \/>\nScenario: This loan broker had a merchant who wanted to consolidate merchant cash advances and allow some cash flow to get through slow season. The merchant was frustrated with the offers from merchant cash advance companies.<br \/>\n<br \/>\nLoan Product Offered: 52-week Mezzanine Loan<br \/>\n<br \/>\nDays to Fund: 8 days<br \/>\n<br \/>\nFunding Date: December, 2019<br \/>\n<br \/>\nReferral Fee Paid: $3,000<br \/>\n<br \/>\nHow many Deals the RP Funded: 1<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-34109\" class=\"quickfinder-item odd quickfinder-item-effect-background-reverse medium post-34109 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0f5;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf0f5;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Tasting Room Expansion<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: ISO<br \/>\n<br \/>\nMerchant: Restaurant<br \/>\n<br \/>\nMerchant Location: Ft Wright, KY<br \/>\n<br \/>\nCash Needs: $115,000<br \/>\n<br \/>\nAbout the Referral: Our Rep had worked with this Referral Partner on previous deals that fell through.<br \/>\n<br \/>\nScenario: This merchant was using his own cash flows to build a tasting room at one of his locations. He ran out of cash flows and needed financing quick to complete the construction. We ultimately funded a mezzanine loan to complete construction and a line of credit for future use including unexpected construction costs.<br \/>\n<br \/>\nLoan Product Offered: Mezzanine Loan and Line of Credit<br \/>\n<br \/>\nDays to Fund: 3 days<br \/>\n<br \/>\nFunding Date: December, 2019<br \/>\n<br \/>\nReferral Fee Paid: $3,450<br \/>\n<br \/>\nHow many Deals the RP Funded: 1<\/div> <\/div> <\/div> <\/div> <\/div> <div id=\"post-34145\" class=\"quickfinder-item even quickfinder-item-effect-background-reverse medium post-34145 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content\" > <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-medium gem-icon-shape-romb\" style=\"border-color: #cd9d2f;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #cd9d2f;\"><div class=\"romb-icon-conteiner\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf291;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff;\"><span class=\"back-angle\">&#xf291;<\/span><\/span><\/div><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 150px;\"> <div class=\"connector\" style=\"border-color: #cd9d2f; left: -42px;\"> <\/div> <div class=\"quickfinder-item-info \" > <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" style=\"color: #174888;\">Supermarket Sweep<\/div> <div class=\"quickfinder-item-text\" >Referral Partner: Credit Card Processor<br \/>\n<br \/>\nMerchant: Grocery Store<br \/>\n<br \/>\nMerchant Location: Margate, FL<br \/>\n<br \/>\nCash Needs: $40,000<br \/>\n<br \/>\nAbout the Referral: This RP was referred to us by another RP.<br \/>\n<br \/>\nScenario: This merchant was rate sensitive because it was their first time in their 14-year history they needed financing. We offered a flex pay loan to keep the payments as low as possible during their slow season and line of credit to help with their inventory needs.<br \/>\n<br \/>\nLoan Product Offered: Flex Pay Loan<br \/>\n<br \/>\nDays to Fund: 5 days<br \/>\n<br \/>\nFunding Date: June, 2019 and September, 2019<br \/>\n<br \/>\nReferral Fee Paid: $1,200<br \/>\n<br \/>\nHow many Deals the RP Funded: 2<\/div> <\/div> <\/div> <\/div> <\/div> <\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1529357323767{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 5% !important;padding-bottom: 5% !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_column_text css_animation=&#8221;none&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><span 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