{"id":26431,"date":"2018-02-09T17:35:46","date_gmt":"2018-02-09T17:35:46","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=26431"},"modified":"2023-10-25T15:10:38","modified_gmt":"2023-10-25T19:10:38","slug":"payments","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/working-with-us\/how-it-works\/payments\/","title":{"rendered":"Payments"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1651957601531{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221;][vc_column width=&#8221;1\/4&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Transparent Financing<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1544185606622{margin-bottom: 30px !important;}&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">At ARF Financial, we provide transparent financing and professional support to ensure borrowing with us is simple, and easy to understand. All business loan terms are clearly outlined on the first page of your Loan Agreement including your rate, repayment term, total payback, and fixed weekly payment amount. Our repayment terms are more than three times longer than a Merchant Cash Advance. Our longer terms will keep your payments low, maximizing your all-important cash flow.<\/p>\n<p style=\"text-align: center;\">Each week on Wednesday, we process an ACH from your business bank account for the payment. So no surprises and no accounting headaches.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a03a4c1646587165 .gem-button svg {fill: #174888;}.thegem-button-6a03a4c1646587165 .gem-button:hover svg {fill: #f9f9f9;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a03a4c1646587165     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #174888;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.color='#174888';\" onmouseenter=\"this.style.color='#f9f9f9';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?source=PaymentsPage\" target=\"_blank\">APPLY ONLINE<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [\/vc_column][vc_column width=&#8221;1\/4&#8243;][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1651957400497{background: rgba(204,204,204,0.78) url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-insight-page-design-image-geo-background-1920&#215;870.png?id=26451) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;*background-color: rgb(204,204,204) !important;}&#8221;][vc_row full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1651960543063{margin-bottom: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Manage Your Loan Online<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1651960690209{margin-bottom: 20px !important;}&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; gap=&#8221;20&#8243; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1651960571173{margin-top: 0px !important;margin-right: 10% !important;margin-bottom: 0px !important;margin-left: 10% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1645988162599{margin-top: 0px !important;margin-bottom: 0px !important;padding-right: 5% !important;padding-left: 5% !important;}&#8221;][vc_single_image image=&#8221;37530&#8243; img_size=&#8221;250&#215;250&#8243;]<div class=\"clearboth\"><\/div><style>#thegem-divider-6a03a4c164752 {margin-bottom: 12px !important;}<\/style><div id=\"thegem-divider-6a03a4c164752\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_column_text]<\/p>\n<h3>Convenient Online Customer Portal<\/h3>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1651960449331{margin-bottom: 0px !important;}&#8221;]Our online customer portal makes managing and accessing your funds easier than ever. You\u2019ve got enough on your plate running your business, so you shouldn\u2019t have to worry about requesting additional funds, refinancing your outstanding balance or checking your payment history. Simply login from anywhere and review all your loan information in one place![\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a03a4c1648596092 .gem-button svg {fill: #174888;}.thegem-button-6a03a4c1648596092 .gem-button:hover svg {fill: #f9f9f9;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a03a4c1648596092    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #174888;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.color='#174888';\" onmouseenter=\"this.style.color='#f9f9f9';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?source=PaymentsPage\" target=\"_blank\">APPLY ONLINE<\/a><\/div> [\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1651960604585{padding-top: 20px !important;padding-right: 5% !important;padding-left: 1% !important;}&#8221;][vc_empty_space][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1645979616492{margin-top: 0px !important;margin-bottom: 2px !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1645978731147{background-color: #dddddd !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-check&#8221; color=&#8221;custom&#8221; background_style=&#8221;rounded&#8221; background_color=&#8221;custom&#8221; align=&#8221;center&#8221; custom_color=&#8221;#ffffff&#8221; custom_background_color=&#8221;#174888&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;5\/6&#8243; css=&#8221;.vc_custom_1645979848707{margin-top: 0px !important;margin-bottom: 0px !important;background-color: #114888 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column_text css_animation=&#8221;fadeInRight&#8221;]<span style=\"color: #ffffff;\">After your loan funds you&#8217;ll receive an invitation to create your online portal account.<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1645979616492{margin-top: 0px !important;margin-bottom: 2px !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1645978731147{background-color: #dddddd !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-check&#8221; color=&#8221;custom&#8221; background_style=&#8221;rounded&#8221; background_color=&#8221;custom&#8221; align=&#8221;center&#8221; custom_color=&#8221;#ffffff&#8221; custom_background_color=&#8221;#174888&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;5\/6&#8243; css=&#8221;.vc_custom_1645979848707{margin-top: 0px !important;margin-bottom: 0px !important;background-color: #114888 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column_text css_animation=&#8221;fadeInRight&#8221;]<span style=\"color: #ffffff;\">Log in anytime and review copies of your executed loan documents and view your monthly statements.<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1645979695959{margin-top: 0px !important;margin-bottom: 2px !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1645978731147{background-color: #dddddd !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-check&#8221; color=&#8221;custom&#8221; background_style=&#8221;rounded&#8221; background_color=&#8221;custom&#8221; align=&#8221;center&#8221; css_animation=&#8221;fadeInDown&#8221; custom_color=&#8221;#ffffff&#8221; custom_background_color=&#8221;#174888&#8243; css=&#8221;.vc_custom_1645979663016{background-color: #dddddd !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;5\/6&#8243; css=&#8221;.vc_custom_1645978802969{background-color: #114888 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column_text css_animation=&#8221;fadeInRight&#8221;]<span style=\"color: #ffffff;\">Check your Line of Credit balance and request additional drafts or find out your refinance eligibility.<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1645979789748{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1645978731147{background-color: #dddddd !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-check&#8221; color=&#8221;custom&#8221; background_style=&#8221;rounded&#8221; background_color=&#8221;custom&#8221; align=&#8221;center&#8221; css_animation=&#8221;fadeInDown&#8221; custom_color=&#8221;#ffffff&#8221; custom_background_color=&#8221;#174888&#8243; css=&#8221;.vc_custom_1645979799555{background-color: #dddddd !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;5\/6&#8243; css=&#8221;.vc_custom_1645978802969{background-color: #114888 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column_text css_animation=&#8221;fadeInRight&#8221;]<span style=\"color: #ffffff;\">Check your loan balances, payment history, payments remaining and view your annual tax statements.<br \/>\n<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1651957259365{margin-bottom: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=&#8221;stretch_row_content&#8221; css_animation=&#8221;zoomIn&#8221; css=&#8221;.vc_custom_1651959595341{margin-bottom: 0px !important;padding-bottom: 30px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2019\/01\/broker_program_background.jpg?id=31350) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_empty_space][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Our Unique Loan Products<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#c89c1f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 22px; color: #ffffff; line-height: 30px;\">Each of our loan products can be customized to fit your individual business needs.<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space][vc_row_inner equal_height=&#8221;yes&#8221; gap=&#8221;25&#8243; css=&#8221;.vc_custom_1650584361148{margin-right: 2% !important;margin-left: 2% !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1651963465708{border-top-width: 2px !important;border-right-width: 2px !important;border-bottom-width: 2px !important;border-left-width: 2px !important;padding-top: 10px !important;padding-right: 35px !important;padding-left: 35px !important;background-color: rgba(0,47,101,0.5) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;*background-color: rgb(0,47,101) !important;border-left-color: rgba(0,47,101,0.6) !important;border-left-style: solid !important;border-right-color: rgba(0,47,101,0.6) !important;border-right-style: solid !important;border-top-color: rgba(0,47,101,0.6) !important;border-top-style: solid !important;border-bottom-color: rgba(0,47,101,0.6) !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_empty_space height=&#8221;10px&#8221;][vc_single_image image=&#8221;41054&#8243; img_size=&#8221;145&#215;145&#8243; alignment=&#8221;center&#8221;][vc_empty_space height=&#8221;6px&#8221;][vc_column_text]<\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #00659e;\"><span style=\"color: #ffffff;\">BANKROLL &#8211; Revolving Line of Credit<\/span><br \/>\n<\/span><\/h4>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;30&#8243; accent_color=&#8221;#c89c1f&#8221;][vc_column_text css=&#8221;.vc_custom_1651963431569{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Your business is always evolving. Wouldn\u2019t it be great to have a financial product flexible enough to evolve with it? Now you do! Our new Revolving Line of Credit &#8211; BANKROLL, provides the MAX loan approval, a fixed loan term up to 36 months, a fixed weekly payment \u2013 plus the flexibility to pay down or draw additional funds on an unlimited basis!<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a03a4c1649a95243 .gem-button svg {fill: #cd9d2f;}.thegem-button-6a03a4c1649a95243 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a03a4c1649a95243    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #cd9d2f;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.backgroundColor='transparent';this.style.color='#cd9d2f';\" onmouseenter=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/bankroll\" target=\"_blank\">Learn More<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1651963501331{border-top-width: 2px !important;border-right-width: 2px !important;border-bottom-width: 2px !important;border-left-width: 2px !important;padding-top: 10px !important;padding-right: 35px !important;padding-left: 35px !important;background-color: rgba(0,47,101,0.5) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;*background-color: rgb(0,47,101) !important;border-left-color: rgba(0,47,101,0.6) !important;border-left-style: solid !important;border-right-color: rgba(0,47,101,0.6) !important;border-right-style: solid !important;border-top-color: rgba(0,47,101,0.6) !important;border-top-style: solid !important;border-bottom-color: rgba(0,47,101,0.6) !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_empty_space height=&#8221;10px&#8221;][vc_single_image image=&#8221;41052&#8243; img_size=&#8221;145&#215;145&#8243; alignment=&#8221;center&#8221;][vc_empty_space height=&#8221;6px&#8221;][vc_column_text]<\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #00659e;\"><span style=\"color: #ffffff;\">Interest-Only Flex Pay Loan<\/span><br \/>\n<\/span><\/h4>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;30&#8243; accent_color=&#8221;#c89c1f&#8221;][vc_column_text css=&#8221;.vc_custom_1651963344582{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">We believe growing your business shouldn\u2019t mean sacrificing your cash flow, and with ARF&#8217;s new Interest-Only Flex Pay Loan it doesn\u2019t. It allows you to quickly access from $50,000 to $750,000 without collateral and low, interest-only payments for up to one year. And now, it also carries a Line of Credit with unlimited draws for up to a year!<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a03a4c164a6a382 .gem-button svg {fill: #cd9d2f;}.thegem-button-6a03a4c164a6a382 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a03a4c164a6a382    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #cd9d2f;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.backgroundColor='transparent';this.style.color='#cd9d2f';\" onmouseenter=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/loans-by-product\/interest-only-flex-pay-loan\/\" target=\"_self\">Learn More<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1651963490299{border-top-width: 2px !important;border-right-width: 2px !important;border-bottom-width: 2px !important;border-left-width: 2px !important;padding-top: 10px !important;padding-right: 35px !important;padding-left: 35px !important;background-color: rgba(0,47,101,0.5) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;*background-color: rgb(0,47,101) !important;border-left-color: rgba(0,47,101,0.6) !important;border-left-style: solid !important;border-right-color: rgba(0,47,101,0.6) !important;border-right-style: solid !important;border-top-color: rgba(0,47,101,0.6) !important;border-top-style: solid !important;border-bottom-color: rgba(0,47,101,0.6) !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_empty_space height=&#8221;10px&#8221;][vc_single_image image=&#8221;40984&#8243; img_size=&#8221;145&#215;145&#8243; alignment=&#8221;center&#8221;][vc_empty_space height=&#8221;6px&#8221;][vc_column_text]<\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Lines of Credit<\/span><\/h4>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;30&#8243; accent_color=&#8221;#c89c1f&#8221;][vc_column_text css=&#8221;.vc_custom_1651963810272{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">With a Line of Credit from ARF Financial, when opportunity knocks, business conditions change or unexpected expenses pop up, you&#8217;ll be financially prepared. Our Line of Credit gives you 24-hour access to 5 separate loan drafts over a 6-month period. You can draw funds as needed and only pay for what you take!<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a03a4c164b165297 .gem-button svg {fill: #cd9d2f;}.thegem-button-6a03a4c164b165297 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a03a4c164b165297    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #cd9d2f;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.backgroundColor='transparent';this.style.color='#cd9d2f';\" onmouseenter=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" href=\"\/loans-by-product\/lines-of-credit\" target=\"_self\">Learn More<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1651963527222{border-top-width: 2px !important;border-right-width: 2px !important;border-bottom-width: 2px !important;border-left-width: 2px !important;padding-top: 10px !important;padding-right: 35px !important;padding-left: 35px !important;background-color: rgba(0,47,101,0.5) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;*background-color: rgb(0,47,101) !important;border-left-color: rgba(0,47,101,0.6) !important;border-left-style: solid !important;border-right-color: rgba(0,47,101,0.6) !important;border-right-style: solid !important;border-top-color: rgba(0,47,101,0.6) !important;border-top-style: solid !important;border-bottom-color: rgba(0,47,101,0.6) !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_empty_space height=&#8221;10px&#8221;][vc_single_image image=&#8221;37530&#8243; img_size=&#8221;145&#215;145&#8243; alignment=&#8221;center&#8221;][vc_empty_space height=&#8221;6px&#8221;][vc_column_text]<\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Flex Pay Loans<\/span><\/h4>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;30&#8243; accent_color=&#8221;#c89c1f&#8221;][vc_column_text css=&#8221;.vc_custom_1651963741752{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Many business owners simply don\u2019t dream big because they believe they can\u2019t afford to borrow the funds needed to make those dreams a reality. Our Flex Pay loan solves that problem! Flex Pay allows you to defer up to 50% of your loan principal into the future, resulting in the lowest payments now!<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a03a4c164bd59258 .gem-button svg {fill: #cd9d2f;}.thegem-button-6a03a4c164bd59258 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a03a4c164bd59258    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #cd9d2f;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.backgroundColor='transparent';this.style.color='#cd9d2f';\" onmouseenter=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/loans-by-product\/flex-pay-loan\/\" target=\"_self\">Learn More<\/a><\/div> [\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;14px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1651960737986{margin-bottom: 0px !important;background: rgba(221,221,221,0.79) url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/01\/arf-boost-page-design-image-geo-background-1918&#215;886.png?id=26242) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;*background-color: rgb(221,221,221) !important;}&#8221;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1528224024883{padding-left: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;14px&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Fast &amp; Easy Online Application<\/h2>\n<p>[\/vc_column_text]<div class=\"clearboth\"><\/div><style>#thegem-divider-6a03a4c164c35 {margin-top: 30px !important;}<\/style><div id=\"thegem-divider-6a03a4c164c35\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_single_image image=&#8221;37590&#8243; img_size=&#8221;300&#215;300&#8243; alignment=&#8221;center&#8221;]<div class=\"clearboth\"><\/div><style>#thegem-divider-6a03a4c164c6a {margin-bottom: 15px !important;}<\/style><div id=\"thegem-divider-6a03a4c164c6a\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_column_text css=&#8221;.vc_custom_1651960227452{margin-bottom: 10px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Use our online application to get approved for funds fast! There are 5 easy steps, it only takes 10 minutes and won\u2019t affect your credit.<\/p>\n<p>[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-6a03a4c164d1f6734 footerbutton    gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?source=PaymentsPage\" target=\"_self\">APPLY ONLINE<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> <div 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el_width=&#8221;10&#8243; accent_color=&#8221;#c89c1f&#8221; css=&#8221;.vc_custom_1528305924912{margin-bottom: 35px !important;}&#8221;]<div class=\"preloader\"><div class=\"preloader-spin\"><\/div><\/div><div id=\"style-d7bf239\" data-style-uid=\"d7bf239\" class=\"blog blog-style-3x clearfix blog-style-masonry item-animation-move-up pagination-disable\" data-next-page=\"2\" data-pages-count=\"380\"> <article id=\"post-53206\" class=\"col-lg-4 col-md-4 col-sm-6 col-xs-6 item-animations-not-inited post-53206 post type-post status-publish format-standard has-post-thumbnail category-small-business-financing tag-affordable-business-loans tag-affordable-small-business-growth tag-business-expansion tag-business-growth tag-business-line-of-credit tag-business-loans tag-equipment-leasing tag-flex-pay-loans tag-line-of-credit tag-small-business-expansion tag-small-business-financing tag-small-business-funding tag-small-business-growth tag-small-business-loans tag-small-business-operations tag-small-business-owners tag-the-arf-advantage-regulatory-stability-for-small-businesses tag-working-capital\"> <div class=\"post-image\"><div class=\"post-featured-content\"><a href=\"https:\/\/www.arffinancial.com\/development\/the-arf-advantage-regulatory-stability-for-small-businesses\/\"> <picture> <img src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/09\/ARF-Blog-09022025C-thegem-blog-masonry.jpg\" width=\"640\" height=\"292\" class=\"img-responsive\" alt=\"The ARF Advantage: Regulatory Stability for Small Businesses\" \/> <\/picture> <\/a><\/div><\/div> <div class=\"description\"> <div class=\"post-meta-conteiner\"> <div class=\"post-meta-right\"> <\/div> <\/div> <div class=\"post-title\"> <div class=\"entry-title title-h4\"><a href=\"https:\/\/www.arffinancial.com\/development\/the-arf-advantage-regulatory-stability-for-small-businesses\/\" rel=\"bookmark\"><span class=\"light\">The ARF Advantage: Regulatory Stability for Small 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