{"id":26429,"date":"2018-02-09T17:35:09","date_gmt":"2018-02-09T17:35:09","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=26429"},"modified":"2022-09-14T15:28:09","modified_gmt":"2022-09-14T19:28:09","slug":"lending-process","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/working-with-us\/how-it-works\/lending-process\/","title":{"rendered":"Lending Process"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1648321503742{padding-top: 3% !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e;\">Our Lending Process<br \/>\n<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1528480982698{margin-bottom: 30px !important;}&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">At ARF Financial, we service more than just business loans, we see ourselves as true business partners with our clients. It\u2019s our job to understand your business goals, your financing needs, and then customize a loan to meet those needs, especially one that maximizes your return on investment. Our team of seasoned loan consultants are devoted to sticking by your side for the long haul and ensuring you are capitalizing on new opportunities for your business.<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #00659e;\">Our lending process is simple, fast and low documentation. Simply complete our online application and one of our seasoned loan consultants will help you fashion the perfect loan to fit your specific needs. Here&#8217;s what to expect:<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_section][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1648317771097{margin-top: 0px !important;margin-bottom: 0px !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;41165&#8243; img_size=&#8221;120&#215;124&#8243; alignment=&#8221;right&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;fadeInRight&#8221;]<span style=\"color: #00659e; vertical-align: middle; font-size: 26px;\"><strong>Complete our online application.<\/strong><\/span><br \/>\n<span style=\"color: #444444;\">There are 4 pre-qualification questions, 5 easy steps, no hard credit pulls and only takes about 10 minutes to complete.<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1648317961608{margin-top: 0px !important;margin-bottom: 0px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;41166&#8243; img_size=&#8221;120&#215;124&#8243; alignment=&#8221;right&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;fadeInRight&#8221;]<span style=\"color: #00659e; vertical-align: middle; font-size: 26px;\"><strong>Receive a preliminary approval.<\/strong><\/span><br \/>\n<span style=\"color: #444444;\">After your application has been completed, you will receive a confirmation with a preliminary approval.<br \/>\n<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1648317975801{margin-top: 0px !important;margin-bottom: 0px !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;41167&#8243; img_size=&#8221;120&#215;124&#8243; alignment=&#8221;right&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;fadeInRight&#8221;]<span style=\"color: #00659e; vertical-align: middle; font-size: 26px;\"><strong>Choose your options.<\/strong><\/span><br \/>\n<span style=\"color: #444444;\">One of our seasoned loan consultants will contact you to review your approval and discuss your options.<br \/>\n<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1648317988495{margin-top: 0px !important;margin-bottom: 0px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;41168&#8243; img_size=&#8221;120&#215;124&#8243; alignment=&#8221;right&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;fadeInRight&#8221;]<span style=\"color: #00659e; vertical-align: middle; font-size: 26px;\"><strong>Sign loan documents electronically.<\/strong><\/span><br \/>\n<span style=\"color: #444444;\">Once underwriting has completed your file, you will be sent final loan documents to sign via DocuSign.<br \/>\n<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1648318010153{margin-top: 0px !important;margin-bottom: 0px !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;41169&#8243; img_size=&#8221;120&#215;124&#8243; alignment=&#8221;right&#8221; css_animation=&#8221;fadeInLeft&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;fadeInRight&#8221;]<span style=\"color: #00659e; vertical-align: middle; font-size: 26px;\"><strong>Receive your funds.<\/strong><\/span><br \/>\n<span style=\"color: #444444;\">After your loan documents are signed, the funds will be wire transferred directly into your business checking account.<br \/>\n<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1648321365921{margin-top: -15px !important;margin-bottom: 0px !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column]<style type=\"text\/css\">.thegem-button-69decb50c08151255 .gem-button svg {fill: #ffffff;}.thegem-button-69decb50c08151255 .gem-button:hover svg {fill: #00659e;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69decb50c08151255 footerbutton    gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #c89c1f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='rgba(255,255,255,0.01)';this.style.color='#00659e';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?source=LendingProcessPage\" target=\"_self\">TAKE ME TO THE APPLICATION<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><\/div><\/div> [vc_empty_space height=&#8221;12px&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=&#8221;stretch_row_content&#8221; parallax=&#8221;content-moving-fade&#8221; parallax_image=&#8221;28601&#8243; css_animation=&#8221;fadeInUp&#8221; css=&#8221;.vc_custom_1648317720240{margin-top: 0px !important;margin-bottom: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/arf-iso-brokers-agents-page-image-navy-background-1920&#215;584.jpg?id=28601) !important;background-position: center;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Flexible Terms That Make Financial Sense<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1530660934820{margin-bottom: 30px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1630334278542{margin-right: 5% !important;margin-left: 5% !important;padding-top: 20px !important;padding-bottom: 30px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div class=\"lazy-loading\" data-ll-item-delay=\"0\"><div class=\"gem-textbox  lazy-loading-item centered-box\"  data-ll-effect=\"move-up\" ><div class=\"gem-textbox-inner\" style=\"border: 1px solid #ffffff;border-top-left-radius: 7px;border-top-right-radius: 7px;border-bottom-right-radius: 7px;border-bottom-left-radius: 7px;\"><div class=\"gem-textbox-content\" style=\"background-color: rgba(255,255,255,0.1);background-position: center top;\">[vc_icon icon_fontawesome=&#8221;fa fa-money&#8221; color=&#8221;custom&#8221; size=&#8221;xl&#8221; align=&#8221;center&#8221; custom_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Immediate Access to Funds<\/span><\/h3>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1530660835807{margin-bottom: 30px !important;}&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Receive fast online approvals with funds wired to your business checking account in 3 to 5 business days.<\/span><\/p>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"gem-textbox-bottom gem-textbox-bottom-sentence\"><svg width=\"100\" height=\"50\" style=\"fill: #ffffff;\"><path d=\"M 0,-1 Q 45,5 50,50 Q 55,5 100,-1\" \/><\/svg><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div class=\"lazy-loading\" data-ll-item-delay=\"0\"><div class=\"gem-textbox  lazy-loading-item centered-box\"  data-ll-effect=\"move-up\" ><div class=\"gem-textbox-inner\" style=\"border: 1px solid #ffffff;border-top-left-radius: 7px;border-top-right-radius: 7px;border-bottom-right-radius: 7px;border-bottom-left-radius: 7px;\"><div class=\"gem-textbox-content\" style=\"background-color: rgba(255,255,255,0.1);background-position: center top;\">[vc_icon icon_fontawesome=&#8221;fa fa-calendar&#8221; color=&#8221;custom&#8221; size=&#8221;xl&#8221; align=&#8221;center&#8221; custom_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Fixed Weekly Payments<\/span><\/h3>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1530660841287{margin-bottom: 30px !important;}&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Avoid surprises with transparent loan terms and fixed payments that aren\u2019t tied to your credit card receipts. <\/span><\/p>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"gem-textbox-bottom gem-textbox-bottom-sentence\"><svg width=\"100\" height=\"50\" style=\"fill: #ffffff;\"><path d=\"M 0,-1 Q 45,5 50,50 Q 55,5 100,-1\" \/><\/svg><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div class=\"lazy-loading\" data-ll-item-delay=\"0\"><div class=\"gem-textbox  lazy-loading-item centered-box\"  data-ll-effect=\"move-up\" ><div class=\"gem-textbox-inner\" style=\"border: 1px solid #ffffff;border-top-left-radius: 7px;border-top-right-radius: 7px;border-bottom-right-radius: 7px;border-bottom-left-radius: 7px;\"><div class=\"gem-textbox-content\" style=\"background-color: rgba(255,255,255,0.1);background-position: center top;\">[vc_icon icon_fontawesome=&#8221;fa fa-share&#8221; color=&#8221;custom&#8221; size=&#8221;xl&#8221; align=&#8221;center&#8221; custom_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Defer up to 50% of Principal<\/span><\/h3>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1530660846471{margin-bottom: 30px !important;}&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Option to defer up to 50% of the loan principal into the future resulting in dramatically lower payments now. <\/span><\/p>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"gem-textbox-bottom gem-textbox-bottom-sentence\"><svg width=\"100\" height=\"50\" style=\"fill: #ffffff;\"><path d=\"M 0,-1 Q 45,5 50,50 Q 55,5 100,-1\" \/><\/svg><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div class=\"lazy-loading\" data-ll-item-delay=\"0\"><div class=\"gem-textbox  lazy-loading-item centered-box\"  data-ll-effect=\"move-up\" ><div class=\"gem-textbox-inner\" style=\"border: 1px solid #ffffff;border-top-left-radius: 7px;border-top-right-radius: 7px;border-bottom-right-radius: 7px;border-bottom-left-radius: 7px;\"><div class=\"gem-textbox-content\" style=\"background-color: rgba(255,255,255,0.1);background-position: center top;\">[vc_icon icon_fontawesome=&#8221;fa fa-file-text&#8221; color=&#8221;custom&#8221; size=&#8221;xl&#8221; align=&#8221;center&#8221; custom_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Flexible Loan Terms<\/span><\/h3>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1530660851581{margin-bottom: 30px !important;}&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Pick the repayment term that fits your needs up to 36 months. Early payoff options are also available.<\/span><\/p>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"gem-textbox-bottom gem-textbox-bottom-sentence\"><svg width=\"100\" height=\"50\" style=\"fill: #ffffff;\"><path d=\"M 0,-1 Q 45,5 50,50 Q 55,5 100,-1\" \/><\/svg><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; gap=&#8221;20&#8243; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1651956746857{margin-right: 12% !important;margin-left: 12% !important;padding-top: 40px !important;}&#8221;][vc_column width=&#8221;1\/12&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1651956706048{margin-right: 50px !important;margin-left: 50px !important;}&#8221;]<div class=\"lazy-loading\" data-ll-item-delay=\"0\"><div class=\"gem-textbox  lazy-loading-item\"  data-ll-effect=\"move-up\" ><div class=\"gem-textbox-inner\" style=\"\"><div class=\"gem-textbox-content\" style=\"color: #ffffff;background-color: #00659e;background-position: center top;padding-top: 15px;padding-bottom: 25px;\"><div class=\"gem-dropcap gem-dropcap-shape-circle gem-dropcap-style-medium\"><span class=\"gem-dropcap-letter\" style=\"color: #174888;background-color: #ffffff;\">1<\/span><\/div><div class=\"clearboth\"><\/div><style>#thegem-divider-69decb50c0b4e {margin-top: -43px !important;}<\/style><div id=\"thegem-divider-69decb50c0b4e\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_column_text]<span style=\"color: #ffffff;\">Complete our online application<\/span>[\/vc_column_text]<\/div><\/div><\/div><\/div><div class=\"clearboth\"><\/div><style>#thegem-divider-69decb50c0b8b {margin-top: -25px !important;}<\/style><div id=\"thegem-divider-69decb50c0b8b\" class=\"gem-divider  \" style=\"\" ><\/div><div class=\"lazy-loading\" data-ll-item-delay=\"0\"><div class=\"gem-textbox  lazy-loading-item\"  data-ll-effect=\"move-up\" ><div class=\"gem-textbox-inner\" style=\"\"><div class=\"gem-textbox-content\" style=\"color: #174888;background-color: #ebebeb;background-position: center top;padding-top: 15px;padding-bottom: 25px;\"><div class=\"gem-dropcap gem-dropcap-shape-circle gem-dropcap-style-medium\"><span class=\"gem-dropcap-letter\" style=\"color: #174888;background-color: #ffffff;\">2<\/span><\/div><div class=\"clearboth\"><\/div><style>#thegem-divider-69decb50c0bed {margin-top: -43px !important;}<\/style><div id=\"thegem-divider-69decb50c0bed\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_column_text]<span style=\"color: #174888;\">Receive your approval in 24-48 hours.<\/span>[\/vc_column_text]<\/div><\/div><\/div><\/div><div class=\"clearboth\"><\/div><style>#thegem-divider-69decb50c0c0c {margin-top: -25px !important;}<\/style><div id=\"thegem-divider-69decb50c0c0c\" class=\"gem-divider  \" style=\"\" ><\/div><div class=\"lazy-loading\" data-ll-item-delay=\"0\"><div class=\"gem-textbox  lazy-loading-item\"  data-ll-effect=\"move-up\" ><div class=\"gem-textbox-inner\" style=\"\"><div class=\"gem-textbox-content\" style=\"color: #ffffff;background-color: #00659e;background-position: center top;padding-top: 15px;padding-bottom: 25px;\"><div class=\"gem-dropcap gem-dropcap-shape-circle gem-dropcap-style-medium\"><span class=\"gem-dropcap-letter\" style=\"color: #174888;background-color: #ffffff;\">3<\/span><\/div><div class=\"clearboth\"><\/div><style>#thegem-divider-69decb50c0c60 {margin-top: -43px !important;}<\/style><div id=\"thegem-divider-69decb50c0c60\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_column_text]<span style=\"color: #ffffff;\">Your local loan consultant will contact you to discuss your options.<\/span>[\/vc_column_text]<\/div><\/div><\/div><\/div><div class=\"clearboth\"><\/div><style>#thegem-divider-69decb50c0c7d {margin-top: -25px !important;}<\/style><div id=\"thegem-divider-69decb50c0c7d\" class=\"gem-divider  \" style=\"\" ><\/div><div class=\"lazy-loading\" data-ll-item-delay=\"0\"><div class=\"gem-textbox  lazy-loading-item\"  data-ll-effect=\"move-up\" ><div class=\"gem-textbox-inner\" style=\"\"><div class=\"gem-textbox-content\" style=\"color: #174888;background-color: #ebebeb;background-position: center top;padding-top: 15px;padding-bottom: 25px;\"><div class=\"gem-dropcap gem-dropcap-shape-circle gem-dropcap-style-medium\"><span class=\"gem-dropcap-letter\" style=\"color: #174888;background-color: #ffffff;\">4<\/span><\/div><div class=\"clearboth\"><\/div><style>#thegem-divider-69decb50c0d08 {margin-top: -43px !important;}<\/style><div id=\"thegem-divider-69decb50c0d08\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_column_text]<span style=\"color: #174888;\">We will gather any necessary paperwork and send out loan docs via DocuSign.<br \/>\n<\/span>[\/vc_column_text]<\/div><\/div><\/div><\/div><div class=\"clearboth\"><\/div><style>#thegem-divider-69decb50c0d2e {margin-top: -25px !important;}<\/style><div id=\"thegem-divider-69decb50c0d2e\" class=\"gem-divider  \" style=\"\" ><\/div><div class=\"lazy-loading\" data-ll-item-delay=\"0\"><div class=\"gem-textbox  lazy-loading-item\"  data-ll-effect=\"move-up\" ><div class=\"gem-textbox-inner\" style=\"\"><div class=\"gem-textbox-content\" style=\"color: #ffffff;background-color: #00659e;background-position: center top;padding-top: 15px;padding-bottom: 25px;\"><div class=\"gem-dropcap gem-dropcap-shape-circle gem-dropcap-style-medium\"><span class=\"gem-dropcap-letter\" style=\"color: #174888;background-color: #ffffff;\">5<\/span><\/div><div class=\"clearboth\"><\/div><style>#thegem-divider-69decb50c0d89 {margin-top: -43px !important;}<\/style><div id=\"thegem-divider-69decb50c0d89\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_column_text]<span style=\"color: #ffffff;\">Your funds will be wired directly into your business checking account.<\/span>[\/vc_column_text]<\/div><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_column_text]<\/p>\n<h2>Funding Your Success<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1528481093285{margin-bottom: 30px !important;}&#8221;][vc_column_text]Unlike other financial services companies, we employ a team of seasoned financial consultants located in major metropolitan cities who live and work in your community and are committed to sticking by your side even after your loan funds. They will guide you through the application process, make sure you get funded, and stick with you over the life of your business. 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There are 5 easy steps, It only takes 10 minutes and won\u2019t affect your credit.<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69decb50c0f4e4657 .gem-button svg {fill: #ffffff;}.thegem-button-69decb50c0f4e4657 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69decb50c0f4e4657 footerbutton    gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #c89c1f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" 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style=\"text-align: center;\"><span style=\"color: #00659e;\">Latest News from Our Blog<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#c89c1f&#8221; css=&#8221;.vc_custom_1528305924912{margin-bottom: 35px !important;}&#8221;][vc_row_inner][vc_column_inner offset=&#8221;vc_hidden-xs&#8221;]<div class=\"preloader\"><div class=\"preloader-spin\"><\/div><\/div><div id=\"style-03eb460\" data-style-uid=\"03eb460\" class=\"blog blog-style-3x clearfix blog-style-masonry item-animation-move-up pagination-disable\" data-next-page=\"2\" data-pages-count=\"380\"> <article id=\"post-53206\" class=\"col-lg-4 col-md-4 col-sm-6 col-xs-6 item-animations-not-inited post-53206 post type-post status-publish format-standard has-post-thumbnail category-small-business-financing tag-affordable-business-loans tag-affordable-small-business-growth tag-business-expansion tag-business-growth tag-business-line-of-credit tag-business-loans tag-equipment-leasing tag-flex-pay-loans tag-line-of-credit tag-small-business-expansion tag-small-business-financing tag-small-business-funding tag-small-business-growth tag-small-business-loans tag-small-business-operations tag-small-business-owners tag-the-arf-advantage-regulatory-stability-for-small-businesses tag-working-capital\"> <div class=\"post-image\"><div class=\"post-featured-content\"><a href=\"https:\/\/www.arffinancial.com\/development\/the-arf-advantage-regulatory-stability-for-small-businesses\/\"> <picture> <img src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/09\/ARF-Blog-09022025C-thegem-blog-masonry.jpg\" width=\"640\" height=\"292\" class=\"img-responsive\" alt=\"The ARF Advantage: Regulatory Stability for Small Businesses\" \/> <\/picture> <\/a><\/div><\/div> <div class=\"description\"> <div class=\"post-meta-conteiner\"> <div class=\"post-meta-right\"> <\/div> <\/div> <div 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