{"id":24936,"date":"2017-12-29T20:14:37","date_gmt":"2017-12-29T20:14:37","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=24936"},"modified":"2023-10-25T14:47:43","modified_gmt":"2023-10-25T18:47:43","slug":"gourmet-food-stores","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/","title":{"rendered":"Gourmet Food Stores"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1613503065890{border-bottom-width: 3px !important;padding-top: 10px !important;padding-bottom: 10px !important;background-color: #ffffff !important;border-bottom-color: #ededed !important;border-bottom-style: solid !important;}&#8221;][vc_column css_animation=&#8221;appear&#8221; css=&#8221;.vc_custom_1529093549092{margin-top: -65px !important;margin-bottom: 15px !important;padding-top: 25px !important;}&#8221;]<div class=\"fullwidth-block\"> <div class=\"gem-client-set-title\"> <div class=\"container\"> <div class=\"clients_title\"><h3> <\/h3><\/div> <\/div> <\/div> <div class=\"gem_client-carousel \" > <div class=\"preloader\"> <div class=\"preloader-spin\"><\/div> <\/div> <div class=\" gem_client_carousel-items\" data-autoscroll='0'> <div class=\"gem-client-item \" > <span><img width=\"144\" height=\"73\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-clientlogos-client-buffalo-wild-wings-color.png\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-buffalo-wild-wings-color\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"176\" height=\"42\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-clientlogos-client-jiffy-lube-color.png\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-jiffy-lube-color\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"175\" height=\"50\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-clientlogos-client-subway-color.png\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-subway-color\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"172\" height=\"39\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-clientlogos-client-dominos-color.png\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-dominos-color\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"200\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-Wingstop-logo.jpg\" class=\" wp-post-image\" alt=\"logos-carousel-Wingstop-logo\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"75\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/arf-clientlogos-client-shanes.jpg\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-shanes\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"200\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-Mooyah.jpg\" class=\" wp-post-image\" alt=\"logos-carousel-Mooyah\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"200\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-metro_liquor_logobig.jpg\" class=\" wp-post-image\" alt=\"logos-carousel-metro_liquor_logobig\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"75\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/arf-clientlogos-client-massageenvy.jpg\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-massageenvy\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"200\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-logo.jpg\" class=\" wp-post-image\" alt=\"logos-carousel-logo\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"125\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/arf-clientlogos-client-lacantina.jpg\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-lacantina\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"98\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/arf-clientlogos-client-jersermikes.png\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-jersermikes\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"200\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-gnclogo2.jpg\" class=\" wp-post-image\" alt=\"logos-carousel-gnc+logo+2\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"200\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-GenghisGrillLogo.jpg\" class=\" wp-post-image\" alt=\"logos-carousel-GenghisGrillLogo\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"200\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-FreddysLogo.jpg\" class=\" wp-post-image\" alt=\"logos-carousel-FreddysLogo\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"200\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-Five_Guys_logo.jpg\" class=\" wp-post-image\" alt=\"logos-carousel-Five_Guys_logo\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"78\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/arf-clientlogos-client-cicis.jpg\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-cicis\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"200\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-bull_tacos_4c1.jpg\" class=\" wp-post-image\" alt=\"logos-carousel-bull_tacos_4c1\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"136\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/logos-carousel-lyndells-bakery_136x75.png\" class=\" wp-post-image\" alt=\"logos-carousel-lyndells-bakery_136x75\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"98\" height=\"75\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-clientlogos-client-mcdonalds-color.png\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-mcdonalds-color\" \/><\/span><\/div> <div class=\"gem-client-item \" > <span><img width=\"114\" height=\"68\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-clientlogos-client-holiday-inn-color.png\" class=\" wp-post-image\" alt=\"arf-clientlogos-client-holiday-inn-color\" \/><\/span><\/div> <\/div> <\/div> <\/div>[\/vc_column][\/vc_row][vc_section content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1528387587922{padding-top: 5% !important;padding-bottom: 5% !important;}&#8221;][vc_row equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeIn&#8221;][vc_column width=&#8221;1\/3&#8243; offset=&#8221;vc_hidden-xs&#8221;][vc_single_image image=&#8221;25081&#8243; img_size=&#8221;full&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243; offset=&#8221;vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner][vc_column_text]<\/p>\n<h2>The Lending Expert for Gourmet Food Stores<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1528387525394{margin-bottom: 30px !important;}&#8221;][vc_column_text]At ARF Financial, we\u2019ve engaged with thousands of gourmet food store owners who struggle to get the funding they need or the loan terms that make sense to keep their businesses profitable and moving forward. As the hospitality industry experts, our team of personal financial consultants specialize in providing the trusted lending services you deserve. What\u2019s more, we live and work in your community and are committed to work side-by-side with you throughout the life of your \u00a0business.<\/p>\n<p>Our focus is to get you the capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment. Here are some valuable options to put gourmet food store financing to work in your business:[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner el_class=&#8221;industry-bullets&#8221; width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #ee9331;\">Upgrade or replace store displays<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #ee9331;\">Expand product offerings or purchase inventory in bulk<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;industry-bullets&#8221; width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #ee9331;\">Add or replace equipment<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #ee9331;\">Expand marketing efforts<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1646086423391{margin-top: 0px !important;margin-bottom: 0px !important;padding-bottom: 10px !important;background-color: #00659e !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff; font-size: 22px; line-height: 30px;\">When choosing a business lender it\u2019s important to compare loan amounts and repayment terms because&#8230;<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<h1 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Size Matters!<\/span><\/h1>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221;][vc_column][vc_empty_space][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Larger Loan Amounts, Longer Terms &amp; Big Rewards<\/h2>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<p style=\"text-align: center;\">You can now borrow up to $1,000,000 with terms up to 36 months to fund your big projects while keeping your costs low. Our average loan amount is over <strong>six times larger<\/strong>\u00a0and repayment terms are more than\u00a0<strong>three times longer<\/strong> than a Merchant Cash Advance. Larger loan amounts mean you can invest in growth opportunities that will make a significant impact to your bottom line, and longer terms mean your payments are manageable and won\u2019t interfere with your cash flow!<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 22px; color: #00659e;\">Check out the comparison below.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;40773&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;40774&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<style type=\"text\/css\">.thegem-button-69e16969f39ee534 .gem-button svg {fill: #ffffff;}.thegem-button-69e16969f39ee534 .gem-button:hover svg {fill: #cd9d2f;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e16969f39ee534     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#cd9d2f';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?source=GourmetFoodStoresPageSizeMattersSection\" target=\"_self\">APPLY NOW<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1518722817481{margin-bottom: 0px !important;padding-bottom: 15px !important;background-color: #174888 !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">The Difference is Insight<\/span><\/h2>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row_content&#8221; content_placement=&#8221;middle&#8221;][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1529093568946{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1531412031576{padding-top: 10% !important;padding-right: 10% !important;padding-bottom: 10% !important;padding-left: 10% !important;background-color: #dedede !important;}&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: left;\">Cream Of The Crop<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1528387879968{margin-bottom: 30px !important;}&#8221;][vc_column_text]There are many advantages to working with us for the gourmet food store financing that you need. Credit problems are rarely a barrier, and you don\u2019t need collateral for loan amounts up to $500,000. We offer flexible terms up to 36 months, and grant approvals quickly \u2013 often within 48 hours. We do it all while providing the personalized, one-on-one customer service you deserve. And best of all, the interest you pay is tax deductible, helping you save money while helping your business reach its full potential. When you borrow and grow with ARF Financial at your side, your gourmet foods business can quickly become the cream of the crop![\/vc_column_text]<div class=\"clearboth\"><\/div><style>#thegem-divider-69e16969f3a8e {margin-top: 15px !important;}<\/style><div id=\"thegem-divider-69e16969f3a8e\" class=\"gem-divider  \" style=\"\" ><\/div><style type=\"text\/css\">.thegem-button-69e16969f3b299884 .gem-button svg {fill: #174888;}.thegem-button-69e16969f3b299884 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-left thegem-button-69e16969f3b299884    \"  ><a class=\"gem-button gem-button-size-small gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #174888;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.backgroundColor='transparent';this.style.color='#174888';\" onmouseenter=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" href=\"\/working-with-us\/compare-us\/insight-report\/\" target=\"_self\">Learn More<\/a><\/div> [\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1528398116249{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/01\/arf-restaurants-gourmet-foodstores-page-image-959&#215;570.jpg?id=25082) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;]<div class=\"clearboth\"><\/div><style>#thegem-divider-69e16969f3b5c {margin-top: 250px !important;}#thegem-divider-69e16969f3b5c {margin-bottom: 250px !important;}<\/style><div id=\"thegem-divider-69e16969f3b5c\" class=\"gem-divider  \" style=\"\" ><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1529093575591{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1531953695313{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/01\/arf-restaurants-gourmet-foodstores-page-image-farmers-market-958&#215;569.jpg?id=25084) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; offset=&#8221;vc_hidden-xs&#8221;]<div class=\"clearboth\"><\/div><style>#thegem-divider-69e16969f3b74 {margin-top: 250px !important;}#thegem-divider-69e16969f3b74 {margin-bottom: 250px !important;}<\/style><div id=\"thegem-divider-69e16969f3b74\" class=\"gem-divider  \" style=\"\" ><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1531953701083{padding-top: 10% !important;padding-right: 10% !important;padding-bottom: 10% !important;padding-left: 10% !important;background-color: #dedede !important;}&#8221; offset=&#8221;vc_hidden-xs&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: left;\">A Trusted Partner<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1528387879968{margin-bottom: 30px !important;}&#8221;][vc_column_text]A bridge loan or line of credit can be an ideal way for you to grow your store by \u00a0upgrading your displays, adding or making repairs to your equipment or facility, increasing your product offerings, or even taking the opportunity to open a second location or move into a bigger space. When you work with ARF Financial, we will use our years of expertise and experience in the food industry to analyze your specific needs and to design a loan specifically for your individual business situation. \u00a0It\u2019s our goal to structure your financing to maximize your cash flow and your return on investment![\/vc_column_text]<div class=\"clearboth\"><\/div><style>#thegem-divider-69e16969f3b8a {margin-top: 15px !important;}<\/style><div id=\"thegem-divider-69e16969f3b8a\" class=\"gem-divider  \" style=\"\" ><\/div><style type=\"text\/css\">.thegem-button-69e16969f3bea7898 .gem-button svg {fill: #174888;}.thegem-button-69e16969f3bea7898 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-left thegem-button-69e16969f3bea7898    \"  ><a class=\"gem-button gem-button-size-small gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #174888;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.backgroundColor='transparent';this.style.color='#174888';\" onmouseenter=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" href=\"\/working-with-us\/compare-us\/insight-report\/\" target=\"_self\">Learn More<\/a><\/div> [\/vc_column][\/vc_row][\/vc_section][vc_row full_width=&#8221;stretch_row&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1651272592420{margin-top: 0px !important;margin-bottom: 0px !important;padding-bottom: 10px !important;background-color: #00659e !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;5\/12&#8243;][vc_empty_space][vc_single_image image=&#8221;40367&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][\/vc_column][vc_column width=&#8221;7\/12&#8243;][vc_empty_space][vc_column_text]<\/p>\n<h2 style=\"text-align: left;\"><span style=\"color: #ffffff;\"><strong>Let Us Reward You!<\/strong><\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<span style=\"color: #ffffff;\">We\u2019re so confident you\u2019ll love our multi-unit restaurant loan terms, we\u2019re willing to reward our clients with an AMEX Gift Card up to $10,000* just for using it!<\/span>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e16969f3c608458 .gem-button svg {fill: #ffffff;}.thegem-button-69e16969f3c608458 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-69e16969f3c608458    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/working-with-us\/current-offers\/\" target=\"_self\">Learn More<\/a><\/div> [vc_column_text]<\/p>\n<p style=\"line-height: 15px;\"><span style=\"font-size: 10px; color: #ffffff;\">*Receipt of the Amex Gift Card(s) promotion is conditional based upon the following: Merchant&#8217;s approval under ARF Financial&#8217;s standard underwriting models and policies, merchant&#8217;s acceptance of an approved loan amount, rate and term; and merchant borrowing a minimum of $100,000 within 30 days of completed application to receive a $1,000 gift card, plus another $1,000 gift card for every additional $100,000 borrowed up to a maximum of $10,000 in gift cards. This offer is not guaranteed unless application is made by merchant, and merchant borrows in accordance with the guidelines provided herein. Merchants with active loans are excluded. Former merchants must be paid off 120 days or more to qualify. One promotion per guarantor only. ARF Financial reserves the right to terminate the offer at any time.<\/span><\/p>\n<p>[\/vc_column_text]<div class=\"clearboth\"><\/div><style>#thegem-divider-69e16969f3c88 {margin-top: 10px !important;}<\/style><div id=\"thegem-divider-69e16969f3c88\" class=\"gem-divider  \" style=\"\" ><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1630074271942{margin-bottom: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-financial-website-thankyou-page-image-geo-background-1920&#215;563.jpg?id=26606) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_empty_space][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\">Use our Restaurant Loan Calculator to Calculate Loan Amount:<\/h3>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 16px; line-height: 18px; color: #00659e; text-align: center;\">Use the sliders below to indicate annual sales, time in business and credit score.<\/span><\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text]\n\t\t<div class=\"calculator\">\n\n\t\t\t<div class=\"rangeslider-wrap range-slider-revenue\">\n\t\t\t<input type=\"range\" min=\"90000\" max=\"5000000\" step=\"10000\">\n\t\t\t<h6>Annual Sales<\/h6>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"rangeslider-wrap time-in-business\">\n\t\t\t<input type=\"range\" min=\"0\" max=\"60\" step=\"1\">\n\t\t\t<h6>Time in Business<\/h6>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"rangeslider-wrap fico-score\">\n\t\t\t<input type=\"range\" min=\"551\" max=\"850\" step=\"1\">\n\t\t\t<h6>FICO Score<\/h6>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"calculator-selects\">\n\n\t\t\t<div class=\"calculator-selects-item-container\">\n\t\t\t\t<div class=\"select\">\n\t\t\t\t<select id=\"homeowner\" name=\"homeowner\" class=\"form-control\">\n\t\t\t\t\t<option value=\"\" selected>Homeowner?<\/option>\n\t\t\t\t\t<option value=\"yes\">Yes<\/option>\n\t\t\t\t\t<option value=\"yes-late\">Yes, mortgage 1+ months late<\/option>\n\t\t\t\t\t<option value=\"no\">No<\/option>\n\t\t\t\t<\/select>\n\t\t\t\t<div class=\"select__arrow\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"val-error val-error-homeowner\">Please select an option<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"calculator-selects-item-container\">\n\t\t\t\t<div class=\"select\">\n\t\t\t\t<select id=\"bankruptcy\" name=\"bankruptcy\" class=\"form-control\">\n\t\t\t\t\t<option value=\"\">Bankruptcy?<\/option>\n\t\t\t\t\t<option value=\"yes\">Yes<\/option>\n\t\t\t\t\t<option value=\"yes-old\">Yes, 1+ years ago<\/option>\n\t\t\t\t\t<option value=\"no\">No<\/option>\n\t\t\t\t<\/select>\n\t\t\t\t<div class=\"select__arrow\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"val-error val-error-bankruptcy\">Please select an option<\/div>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t\t<button class=\"calculator-button\">Calculate My Loan Potential<\/button>\n\n\t\t<\/div>\n\t[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_empty_space][vc_empty_space][vc_column_text]\n\t\t<div class=\"calculator-results\">\n\t\t\t<table>\n\t\t\t<tr>\n\t\t\t\t<th>Term<\/th>\n\t\t\t\t<th>Loan Amount<\/th>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>12 month<\/td>\n\t\t\t\t<td class=\"loanAmount_12Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>18 month<\/td>\n\t\t\t\t<td class=\"loanAmount_18Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>24 month<\/td>\n\t\t\t\t<td class=\"loanAmount_24Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>36 month<\/td>\n\t\t\t\t<td class=\"loanAmount_36Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<\/table>\n\t\t<\/div>\n\t[\/vc_column_text][vc_empty_space]<style type=\"text\/css\">.thegem-button-69e16969f3d147154 .gem-button svg {fill: #00659e;}.thegem-button-69e16969f3d147154 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-left thegem-button-69e16969f3d147154    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #cd9d2f;color: #00659e;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.backgroundColor='transparent';this.style.color='#00659e';\" onmouseenter=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?source=GourmetFoodShopsPageCalculator\" target=\"_self\">APPLY NOW<\/a><\/div> [\/vc_column_inner][\/vc_row_inner][vc_column_text]<\/p>\n<p style=\"text-align: center;\">Larger loan amounts may be available with the review of tax returns and financials. Time in business &#8211; must be operating under the same ownership and concept. Home-ownership &#8211; home must be in your name. Bankruptcy &#8211; includes personal and business. The use of this Loan Calculator tool is intended for illustrative purposes only and is not based upon any \u00a0information about the user and does not represent a specific loan offer or terms that may be accepted by the user. \u00a0A specific loan proposal can only be provided after completion of an application. \u00a0Please provide the requested contact information \u00a0if you wish to be contacted by one of our loan consultants to receive a written quote.<\/p>\n<p>[\/vc_column_text][vc_text_separator title=&#8221;TERMS AND CONDITIONS&#8221; color=&#8221;custom&#8221; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center; font-size: 11px; line-height: 14px;\">ARF Financial LLC is an exclusive third party originator and servicer of commercial loans for state charted community banks throughout the United States (\u201cPartner Banks\u201d), (collectively herein referred to as \u201cLender\u201d). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender\u2019s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and\/or any information available from the public domain relating to the business\u2019 or the guarantor\u2019s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant\u2019s business entity with the State where they are located; or any other information that may reflect on the business or guarantor\u2019s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.<\/p>\n<p>[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1630074261965{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1530051542901{padding-left: 0px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1528493138498{padding-top: 50px !important;padding-right: 100px !important;padding-bottom: 50px !important;padding-left: 100px !important;background: #a0a0a0 url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2017\/12\/arf-website-home-image-get-your-quote-968&#215;441.jpg?id=24867) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;]<div class=\"clearboth\"><\/div><style>#thegem-divider-69e16969f3d63 {margin-top: 30px !important;}<\/style><div id=\"thegem-divider-69e16969f3d63\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_column_text css_animation=&#8221;none&#8221;]<\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Receive an offer and approval for funds in 24 to 48 hours when you apply online! <\/span><\/h3>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e16969f3df65102 .gem-button svg {fill: #ffffff;}.thegem-button-69e16969f3df65102 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e16969f3df65102 footerbutton   \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #c89c1f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='rgba(255,255,255,0.01)';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?source=GourmetFoodStoresPage\" target=\"_self\">APPLY NOW<\/a><\/div> [vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">It&#8217;s quick and won&#8217;t affect your credit!<\/span><\/p>\n<p>[\/vc_column_text]<div class=\"clearboth\"><\/div><style>#thegem-divider-69e16969f3e2a {margin-bottom: 30px !important;}<\/style><div id=\"thegem-divider-69e16969f3e2a\" class=\"gem-divider  \" style=\"\" ><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1529357323767{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 5% !important;padding-bottom: 5% !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_column_text css_animation=&#8221;none&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e;\">Latest News from Our Blog<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#c89c1f&#8221; css=&#8221;.vc_custom_1528305924912{margin-bottom: 35px !important;}&#8221;][vc_row_inner][vc_column_inner offset=&#8221;vc_hidden-xs&#8221;]<div class=\"preloader\"><div class=\"preloader-spin\"><\/div><\/div><div id=\"style-cda2bef\" data-style-uid=\"cda2bef\" class=\"blog blog-style-3x clearfix blog-style-masonry item-animation-move-up pagination-disable\" data-next-page=\"2\" data-pages-count=\"380\"> <article id=\"post-53206\" class=\"col-lg-4 col-md-4 col-sm-6 col-xs-6 item-animations-not-inited post-53206 post type-post status-publish format-standard has-post-thumbnail category-small-business-financing tag-affordable-business-loans tag-affordable-small-business-growth tag-business-expansion tag-business-growth tag-business-line-of-credit tag-business-loans tag-equipment-leasing tag-flex-pay-loans tag-line-of-credit tag-small-business-expansion tag-small-business-financing tag-small-business-funding tag-small-business-growth tag-small-business-loans tag-small-business-operations tag-small-business-owners tag-the-arf-advantage-regulatory-stability-for-small-businesses tag-working-capital\"> <div class=\"post-image\"><div class=\"post-featured-content\"><a href=\"https:\/\/www.arffinancial.com\/development\/the-arf-advantage-regulatory-stability-for-small-businesses\/\"> <picture> <img src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/09\/ARF-Blog-09022025C-thegem-blog-masonry.jpg\" width=\"640\" height=\"292\" class=\"img-responsive\" alt=\"The ARF Advantage: Regulatory Stability for Small Businesses\" \/> <\/picture> <\/a><\/div><\/div> <div class=\"description\"> <div class=\"post-meta-conteiner\"> <div class=\"post-meta-right\"> <\/div> <\/div> <div class=\"post-title\"> <div class=\"entry-title title-h4\"><a href=\"https:\/\/www.arffinancial.com\/development\/the-arf-advantage-regulatory-stability-for-small-businesses\/\" rel=\"bookmark\"><span class=\"light\">The ARF Advantage: Regulatory Stability for Small Businesses<\/span><\/a><\/div> <\/div> <div class=\"post-text\"> <div class=\"summary\"> <\/div> <\/div> <div class=\"info clearfix\"> <div class=\"post-footer-sharing\"><div class=\"gem-button-container gem-button-position-inline thegem-button-69e1696a035b42077\" ><a class=\"gem-button gem-button-size-tiny gem-button-style-flat gem-button-text-weight-normal gem-button-empty\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"#\" target=\"_self\"><i class=\"gem-print-icon gem-icon-pack-thegem-icons gem-icon-share \"><\/i><\/a><\/div> <div class=\"sharing-popup\"> <div class=\"socials-sharing socials socials-colored-hover\"> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fthe-arf-advantage-regulatory-stability-for-small-businesses%2F\" title=\"Facebook\"><i class=\"socials-item-icon facebook\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/twitter.com\/intent\/tweet?text=The+ARF+Advantage%3A+Regulatory+Stability+for+Small+Businesses#038;url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fthe-arf-advantage-regulatory-stability-for-small-businesses%2F\" title=\"Twitter\"><i class=\"socials-item-icon twitter\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/pinterest.com\/pin\/create\/button\/?url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fthe-arf-advantage-regulatory-stability-for-small-businesses%2F#038;description=The+ARF+Advantage%3A+Regulatory+Stability+for+Small+Businesses&#038;media=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fwp-content%2Fuploads%2F2025%2F09%2FARF-Blog-09022025C-thegem-blog-timeline-large.jpg\" title=\"Pinterest\"><i class=\"socials-item-icon pinterest\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.tumblr.com\/widgets\/share\/tool?canonicalUrl=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fthe-arf-advantage-regulatory-stability-for-small-businesses%2F\" title=\"Tumblr\"><i class=\"socials-item-icon tumblr\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&#038;url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fthe-arf-advantage-regulatory-stability-for-small-businesses%2F&#038;title=The+ARF+Advantage%3A+Regulatory+Stability+for+Small+Businesses&amp;summary=%5Bvc_row%5D%5Bvc_column%5D%5Bvc_single_image+image%3D%26%238221%3B53207%26%238243%3B+img_size%3D%26%238221%3Blarge%26%238221%3B+alignment%3D%26%238221%3Bcenter%26%238221%3B%5D%5B%2Fvc_column%5D%5B%2Fvc_row%5D%5Bvc_row%5D%5Bvc_column%5D%5Bvc_column_text%5D+Today%E2%80%99s+financial+climate+can+best+be...\" title=\"LinkedIn\"><i class=\"socials-item-icon linkedin\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.reddit.com\/submit?url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fthe-arf-advantage-regulatory-stability-for-small-businesses%2F#038;title=The+ARF+Advantage%3A+Regulatory+Stability+for+Small+Businesses\" title=\"Reddit\"><i class=\"socials-item-icon reddit\"><\/i><\/a> <\/div> <svg class=\"sharing-styled-arrow\"><use xlink:href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/themes\/thegem\/css\/post-arrow.svg#dec-post-arrow\"><\/use><\/svg><\/div><\/div> <div class=\"post-read-more\"><div class=\"gem-button-container gem-button-position-inline thegem-button-69e1696a05e798439\" ><a class=\"gem-button gem-button-size-tiny gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/the-arf-advantage-regulatory-stability-for-small-businesses\/\" target=\"_self\">Read More<\/a><\/div> <\/div> <\/div> <\/div> <\/article> <article id=\"post-53201\" class=\"col-lg-4 col-md-4 col-sm-6 col-xs-6 item-animations-not-inited post-53201 post type-post status-publish format-standard has-post-thumbnail category-small-business-financing tag-affordable-business-loans tag-affordable-small-business-growth tag-business-expansion tag-business-growth tag-business-line-of-credit tag-business-loans tag-equipment-leasing tag-flex-pay-loans tag-line-of-credit tag-small-business-expansion tag-small-business-financing tag-small-business-funding tag-small-business-growth tag-small-business-loans tag-small-business-operations tag-small-business-owners tag-what-the-end-of-the-de-minimis-exemption-means-for-small-business-owners tag-working-capital\"> <div class=\"post-image\"><div class=\"post-featured-content\"><a href=\"https:\/\/www.arffinancial.com\/development\/what-the-end-of-the-de-minimis-exemption-means-for-small-business-owners\/\"> <picture> <img src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/09\/ARF-Blog-09022025B-thegem-blog-masonry.jpg\" width=\"640\" height=\"292\" class=\"img-responsive\" alt=\"What the End of the \u201cDe Minimis\u201d Exemption Means for Small Business Owners\" \/> <\/picture> <\/a><\/div><\/div> <div class=\"description\"> <div class=\"post-meta-conteiner\"> <div class=\"post-meta-right\"> <\/div> <\/div> <div class=\"post-title\"> <div class=\"entry-title title-h4\"><a href=\"https:\/\/www.arffinancial.com\/development\/what-the-end-of-the-de-minimis-exemption-means-for-small-business-owners\/\" rel=\"bookmark\"><span class=\"light\">What the End of the \u201cDe Minimis\u201d Exemption Means for Small Business Owners<\/span><\/a><\/div> <\/div> <div class=\"post-text\"> <div class=\"summary\"> <\/div> <\/div> <div class=\"info clearfix\"> <div class=\"post-footer-sharing\"><div class=\"gem-button-container gem-button-position-inline thegem-button-69e1696a08563305\" ><a class=\"gem-button gem-button-size-tiny gem-button-style-flat gem-button-text-weight-normal gem-button-empty\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"#\" target=\"_self\"><i class=\"gem-print-icon gem-icon-pack-thegem-icons gem-icon-share \"><\/i><\/a><\/div> <div class=\"sharing-popup\"> <div class=\"socials-sharing socials socials-colored-hover\"> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fwhat-the-end-of-the-de-minimis-exemption-means-for-small-business-owners%2F\" title=\"Facebook\"><i class=\"socials-item-icon facebook\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/twitter.com\/intent\/tweet?text=What+the+End+of+the+%E2%80%9CDe+Minimis%E2%80%9D+Exemption+Means+for+Small+Business+Owners#038;url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fwhat-the-end-of-the-de-minimis-exemption-means-for-small-business-owners%2F\" title=\"Twitter\"><i class=\"socials-item-icon twitter\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/pinterest.com\/pin\/create\/button\/?url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fwhat-the-end-of-the-de-minimis-exemption-means-for-small-business-owners%2F#038;description=What+the+End+of+the+%E2%80%9CDe+Minimis%E2%80%9D+Exemption+Means+for+Small+Business+Owners&#038;media=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fwp-content%2Fuploads%2F2025%2F09%2FARF-Blog-09022025B-thegem-blog-timeline-large.jpg\" title=\"Pinterest\"><i class=\"socials-item-icon pinterest\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.tumblr.com\/widgets\/share\/tool?canonicalUrl=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fwhat-the-end-of-the-de-minimis-exemption-means-for-small-business-owners%2F\" title=\"Tumblr\"><i class=\"socials-item-icon tumblr\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&#038;url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fwhat-the-end-of-the-de-minimis-exemption-means-for-small-business-owners%2F&#038;title=What+the+End+of+the+%E2%80%9CDe+Minimis%E2%80%9D+Exemption+Means+for+Small+Business+Owners&amp;summary=%5Bvc_row%5D%5Bvc_column%5D%5Bvc_single_image+image%3D%26%238221%3B53202%26%238243%3B+img_size%3D%26%238221%3Blarge%26%238221%3B+alignment%3D%26%238221%3Bcenter%26%238221%3B%5D%5B%2Fvc_column%5D%5B%2Fvc_row%5D%5Bvc_row%5D%5Bvc_column%5D%5Bvc_column_text%5D+Another+day%2C+another+regulation+update%21+Beginning...\" title=\"LinkedIn\"><i class=\"socials-item-icon linkedin\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.reddit.com\/submit?url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fwhat-the-end-of-the-de-minimis-exemption-means-for-small-business-owners%2F#038;title=What+the+End+of+the+%E2%80%9CDe+Minimis%E2%80%9D+Exemption+Means+for+Small+Business+Owners\" title=\"Reddit\"><i class=\"socials-item-icon reddit\"><\/i><\/a> <\/div> <svg class=\"sharing-styled-arrow\"><use xlink:href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/themes\/thegem\/css\/post-arrow.svg#dec-post-arrow\"><\/use><\/svg><\/div><\/div> <div class=\"post-read-more\"><div class=\"gem-button-container gem-button-position-inline thegem-button-69e1696a0a1296991\" ><a class=\"gem-button gem-button-size-tiny gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/what-the-end-of-the-de-minimis-exemption-means-for-small-business-owners\/\" target=\"_self\">Read More<\/a><\/div> <\/div> <\/div> <\/div> <\/article> <article id=\"post-53196\" class=\"col-lg-4 col-md-4 col-sm-6 col-xs-6 item-animations-not-inited post-53196 post type-post status-publish format-standard has-post-thumbnail category-referral-partners tag-become-a-loan-broker-partner tag-business-growth tag-business-line-of-credit tag-business-loan-referral-partners tag-business-loan-referral-program tag-business-loans tag-client-engagement tag-earn-commission-on-business-loans tag-equipment-leasing tag-financial-advisory tag-financing-options tag-flex-pay-loans tag-inside-deloittes-2025-holiday-retail-buyer-survey tag-lending-experts tag-line-of-credit tag-loan-broker-commission-program tag-referral-partner-business-loans tag-small-business-expansion tag-small-business-financing tag-small-business-funding tag-small-business-growth tag-small-business-loans tag-small-business-operations tag-small-business-owners tag-strategic-partnerships tag-trusted-advisor tag-working-capital\"> <div class=\"post-image\"><div class=\"post-featured-content\"><a href=\"https:\/\/www.arffinancial.com\/development\/inside-deloittes-2025-holiday-retail-buyer-survey\/\"> <picture> <img src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/09\/ARF-Blog-09022025-thegem-blog-masonry.jpg\" width=\"640\" height=\"292\" class=\"img-responsive\" alt=\"Inside Deloitte\u2019s 2025 Holiday Retail Buyer Survey\" \/> <\/picture> <\/a><\/div><\/div> <div class=\"description\"> <div class=\"post-meta-conteiner\"> <div class=\"post-meta-right\"> <\/div> <\/div> <div class=\"post-title\"> <div class=\"entry-title title-h4\"><a href=\"https:\/\/www.arffinancial.com\/development\/inside-deloittes-2025-holiday-retail-buyer-survey\/\" rel=\"bookmark\"><span class=\"light\">Inside Deloitte\u2019s 2025 Holiday Retail Buyer Survey<\/span><\/a><\/div> <\/div> <div class=\"post-text\"> <div class=\"summary\"> <\/div> <\/div> <div class=\"info clearfix\"> <div class=\"post-footer-sharing\"><div class=\"gem-button-container gem-button-position-inline thegem-button-69e1696a0bef14149\" ><a class=\"gem-button gem-button-size-tiny gem-button-style-flat gem-button-text-weight-normal gem-button-empty\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"#\" target=\"_self\"><i class=\"gem-print-icon gem-icon-pack-thegem-icons gem-icon-share \"><\/i><\/a><\/div> <div class=\"sharing-popup\"> <div class=\"socials-sharing socials socials-colored-hover\"> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Finside-deloittes-2025-holiday-retail-buyer-survey%2F\" title=\"Facebook\"><i class=\"socials-item-icon facebook\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/twitter.com\/intent\/tweet?text=Inside+Deloitte%E2%80%99s+2025+Holiday+Retail+Buyer+Survey#038;url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Finside-deloittes-2025-holiday-retail-buyer-survey%2F\" title=\"Twitter\"><i class=\"socials-item-icon twitter\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/pinterest.com\/pin\/create\/button\/?url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Finside-deloittes-2025-holiday-retail-buyer-survey%2F#038;description=Inside+Deloitte%E2%80%99s+2025+Holiday+Retail+Buyer+Survey&#038;media=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Fwp-content%2Fuploads%2F2025%2F09%2FARF-Blog-09022025-thegem-blog-timeline-large.jpg\" title=\"Pinterest\"><i class=\"socials-item-icon pinterest\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.tumblr.com\/widgets\/share\/tool?canonicalUrl=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Finside-deloittes-2025-holiday-retail-buyer-survey%2F\" title=\"Tumblr\"><i class=\"socials-item-icon tumblr\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&#038;url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Finside-deloittes-2025-holiday-retail-buyer-survey%2F&#038;title=Inside+Deloitte%E2%80%99s+2025+Holiday+Retail+Buyer+Survey&amp;summary=%5Bvc_row%5D%5Bvc_column%5D%5Bvc_single_image+image%3D%26%238221%3B53197%26%238243%3B+img_size%3D%26%238221%3Blarge%26%238221%3B+alignment%3D%26%238221%3Bcenter%26%238221%3B%5D%5B%2Fvc_column%5D%5B%2Fvc_row%5D%5Bvc_row%5D%5Bvc_column%5D%5Bvc_column_text%5D+Arguably%2C+the+most+important+shopping+season...\" title=\"LinkedIn\"><i class=\"socials-item-icon linkedin\"><\/i><\/a> <a class=\"socials-item\" target=\"_blank\" href=\"https:\/\/www.reddit.com\/submit?url=https%3A%2F%2Fwww.arffinancial.com%2Fdevelopment%2Finside-deloittes-2025-holiday-retail-buyer-survey%2F#038;title=Inside+Deloitte%E2%80%99s+2025+Holiday+Retail+Buyer+Survey\" title=\"Reddit\"><i class=\"socials-item-icon reddit\"><\/i><\/a> <\/div> <svg class=\"sharing-styled-arrow\"><use xlink:href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/themes\/thegem\/css\/post-arrow.svg#dec-post-arrow\"><\/use><\/svg><\/div><\/div> <div class=\"post-read-more\"><div class=\"gem-button-container gem-button-position-inline thegem-button-69e1696a0d3a02840\" ><a class=\"gem-button gem-button-size-tiny gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/inside-deloittes-2025-holiday-retail-buyer-survey\/\" target=\"_self\">Read More<\/a><\/div> <\/div> <\/div> <\/div> <\/article> <\/div>[\/vc_column_inner][\/vc_row_inner]<style type=\"text\/css\">.thegem-button-69e1696a0d8113857 .gem-button svg {fill: #174888;}.thegem-button-69e1696a0d8113857 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1696a0d8113857     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #c89c1f;color: #174888;\" onmouseleave=\"this.style.borderColor='#c89c1f';this.style.color='#174888';\" onmouseenter=\"this.style.color='#ffffff';\" href=\"\/blog\" target=\"_self\">View All Blogs<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><\/div><\/div> [\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1613503065890{border-bottom-width: 3px !important;padding-top: 10px !important;padding-bottom: 10px&#8230;<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":24684,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-24936","page","type-page","status-publish"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Gourmet Food Stores - ARF Financial<\/title>\n<meta name=\"description\" content=\"ARF Financial is the lending expert for gourmet food stores getting the funding or the loan they need to keep their business moving forward.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gourmet Food Stores - ARF Financial\" \/>\n<meta property=\"og:description\" content=\"ARF Financial is the lending expert for gourmet food stores getting the funding or the loan they need to keep their business moving forward.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/\" \/>\n<meta property=\"og:site_name\" content=\"ARF Financial\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-25T18:47:43+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/\",\"name\":\"Gourmet Food Stores - ARF Financial\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\"},\"datePublished\":\"2017-12-29T20:14:37+00:00\",\"dateModified\":\"2023-10-25T18:47:43+00:00\",\"description\":\"ARF Financial is the lending expert for gourmet food stores getting the funding or the loan they need to keep their business moving forward.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.arffinancial.com\/development\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loans by Industry\",\"item\":\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Restaurants\",\"item\":\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Gourmet Food Stores\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"name\":\"ARF Financial\",\"description\":\"Businesses Bank on Us\",\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\",\"name\":\"ARF Financial LLC\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"width\":792,\"height\":612,\"caption\":\"ARF Financial LLC\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Gourmet Food Stores - ARF Financial","description":"ARF Financial is the lending expert for gourmet food stores getting the funding or the loan they need to keep their business moving forward.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/","og_locale":"en_US","og_type":"article","og_title":"Gourmet Food Stores - ARF Financial","og_description":"ARF Financial is the lending expert for gourmet food stores getting the funding or the loan they need to keep their business moving forward.","og_url":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/","og_site_name":"ARF Financial","article_modified_time":"2023-10-25T18:47:43+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/","url":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/","name":"Gourmet Food Stores - ARF Financial","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/#website"},"datePublished":"2017-12-29T20:14:37+00:00","dateModified":"2023-10-25T18:47:43+00:00","description":"ARF Financial is the lending expert for gourmet food stores getting the funding or the loan they need to keep their business moving forward.","breadcrumb":{"@id":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/gourmet-food-stores\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.arffinancial.com\/development\/"},{"@type":"ListItem","position":2,"name":"Loans by Industry","item":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/"},{"@type":"ListItem","position":3,"name":"Restaurants","item":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/"},{"@type":"ListItem","position":4,"name":"Gourmet Food Stores"}]},{"@type":"WebSite","@id":"https:\/\/www.arffinancial.com\/development\/#website","url":"https:\/\/www.arffinancial.com\/development\/","name":"ARF Financial","description":"Businesses Bank on Us","publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.arffinancial.com\/development\/#organization","name":"ARF Financial LLC","url":"https:\/\/www.arffinancial.com\/development\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","width":792,"height":612,"caption":"ARF Financial LLC"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/pages\/24936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/comments?post=24936"}],"version-history":[{"count":25,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/pages\/24936\/revisions"}],"predecessor-version":[{"id":48565,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/pages\/24936\/revisions\/48565"}],"up":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/pages\/24684"}],"wp:attachment":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media?parent=24936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}