{"id":24910,"date":"2017-12-29T20:08:10","date_gmt":"2017-12-29T20:08:10","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=24910"},"modified":"2025-07-02T13:25:39","modified_gmt":"2025-07-02T17:25:39","slug":"retail","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/retail\/","title":{"rendered":"Retail"},"content":{"rendered":"

[vc_section content_placement=”top” css_animation=”fadeIn” css=”.vc_custom_1654032177155{padding-top: 4% !important;padding-bottom: 3% !important;}”][vc_row content_placement=”top”][vc_column][vc_column_text]<\/p>\n

Retail Store Financing<\/h2>\n

[\/vc_column_text][vc_separator color=”custom” border_width=”3″ el_width=”20″ accent_color=”#cd9d2f” css=”.vc_custom_1654031974816{margin-bottom: 30px !important;}”][vc_column_text]Retail store owners have unique needs to keep pace with the national chain competitors crowding out the industry. For this reason, ARF Financial has created customizable loan products specifically for retail stores to serve their financial needs and remain competitive. While the industry has experienced its fair share of ups and downs throughout the pandemic, quick access to capital remains key to overcoming short-term cash flow gaps or seizing long-term growth opportunities. When it comes to retail store financing, our team of professional loan consultants can provide the trusted guidance you deserve to keep your store profitable and moving forward.<\/p>\n

Our focus is getting you the working capital you need when you need it, without the hassles and long wait of a traditional bank. Confidently approach suppliers for best volume pricing when you have the funds available to make it happen. We will stick with you for the long haul, ensuring you can capitalize on new opportunities as they develop. Here are some common ways to put our retail store financing to work in your business:[\/vc_column_text][vc_empty_space height=”16px”][vc_row_inner][vc_column_inner el_class=”industry-bullets” width=”1\/2″]

<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1654032055024{padding-top: 5px !important;}”]Interior renovations, remodels and storefront improvements
\n<\/span>[\/vc_column_text]<\/div><\/div>
<\/div><\/div>
<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1654307546001{padding-top: 5px !important;}”]Open another location or purchase a competitor store
\n<\/span>[\/vc_column_text]<\/div><\/div>
<\/div><\/div>
<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1654032085437{padding-top: 10px !important;}”]Investing in new display equipment
\n<\/span>[\/vc_column_text]<\/div><\/div>
<\/div><\/div>[\/vc_column_inner][vc_column_inner el_class=”industry-bullets” width=”1\/2″]
<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1654031996193{padding-top: 10px !important;}”]Purchase inventory in bulk for volume discounts
\n<\/span>[\/vc_column_text]<\/div><\/div>
<\/div><\/div>
<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1654032014535{padding-top: 10px !important;}”]Upgrade your POS system or invest in new technology
\n<\/span>[\/vc_column_text]<\/div><\/div>
<\/div><\/div>
<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1654032101063{padding-top: 10px !important;}”]Start a new advertising and marketing campaign<\/span>[\/vc_column_text]<\/div><\/div>
<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=”stretch_row” css=”.vc_custom_1646104907416{margin-top: 0px !important;margin-bottom: 0px !important;padding-bottom: 10px !important;background-color: #00659e !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][vc_column_text css=”.vc_custom_1650845992754{margin-bottom: 0px !important;}”]<\/p>\n

When choosing the right business lender, it\u2019s important to compare loan amounts and repayment terms because…<\/span><\/p>\n

[\/vc_column_text][vc_column_text css_animation=”fadeInUp”]<\/p>\n

Size Matters!<\/span><\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row_content”][vc_column][vc_empty_space][vc_row_inner][vc_column_inner width=”1\/4″][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text]<\/p>\n

Larger Loan Amounts, Longer Terms & Big Rewards<\/h3>\n

[\/vc_column_text][vc_separator color=”custom” border_width=”3″ el_width=”20″ accent_color=”#cd9d2f” css=”.vc_custom_1654032208127{margin-bottom: 25px !important;}”][vc_column_text]<\/p>\n

You can now borrow up to $1,000,000 with terms up to 36 months to fund your big projects while keeping your costs low. Our average loan amount is over six times larger<\/strong>\u00a0and repayment terms are more than\u00a0three times longer<\/strong> than a Merchant Cash Advance. Larger loan amounts mean you can invest in growth opportunities that will make a significant impact to your bottom line, and longer terms mean your payments are manageable and won\u2019t interfere with your cash flow! Check out the comparison below:<\/p>\n

[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=”.vc_custom_1654032261924{margin-bottom: 0px !important;}”][vc_column_inner width=”1\/4″][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”40773″ img_size=”large” alignment=”center” css_animation=”zoomIn”][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”40774″ img_size=”large” alignment=”center” css_animation=”zoomIn”][\/vc_column_inner][vc_column_inner width=”1\/4″][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=”.vc_custom_1650846243403{margin-top: 0px !important;}”][vc_column_inner width=”1\/4″][\/vc_column_inner][vc_column_inner width=”1\/2″]