{"id":24908,"date":"2017-12-29T20:07:56","date_gmt":"2017-12-29T20:07:56","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=24908"},"modified":"2025-07-02T13:25:10","modified_gmt":"2025-07-02T17:25:10","slug":"liquorstores","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/liquorstores\/","title":{"rendered":"Liquor Stores"},"content":{"rendered":"

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Financing for Liquor Stores<\/h2>\n

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Liquor store owners have unique needs to keep pace with the big box competitors crowding out the industry. For this reason, ARF Financial has created loan products specifically for liquor stores to serve their financial needs and remain competitive. While the industry has continued to be successful throughout the pandemic, quick access to capital remains key to overcoming short-term cash flow gaps or seizing long-term growth opportunities. When it comes to liquor store financing, our team of professional loan consultants can provide the trusted guidance you deserve to keep your store profitable and moving forward.<\/p>\n

Our focus is getting you the working capital you need when you need it, without the hassles and long wait of a traditional bank. Confidently approach suppliers for best volume pricing when you have the funds available to make it happen. We will stick with you for the long haul, ensuring you can capitalize on new opportunities as they develop. Here are some common ways to put our liquor store financing to work in your business:<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1654306376466{padding-top: 5px !important;}”]Opening another location or buying out a competitor store
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[vc_column_text css=”.vc_custom_1654027845578{padding-top: 5px !important;}”]Expansion projects, storefront renovations & remodels
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<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1654027857122{padding-top: 5px !important;}”]Purchasing inventory in bulk to receive volume discounts
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[vc_column_text css=”.vc_custom_1654027867583{padding-top: 5px !important;}”]Purchase new equipment, or upgrade your POS system
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<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1654027880858{padding-top: 5px !important;}”]Invest in a new advertising and marketing campaign<\/span>[\/vc_column_text]<\/div><\/div>
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[vc_column_text css=”.vc_custom_1654027903976{padding-top: 5px !important;}”]Buy out a business partner or pay off an investor
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What Makes ARF Financial Different?<\/strong><\/h2>\n

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Since 2001, we have helped thousands of liquor store owners secure over a billion dollars in loan proceeds! The financing we provide is a true bank loan not<\/strong> a merchant cash advance, which means rates are lower, payments are fixed, terms are longer and the interest you pay is tax deductible. Through our exclusive relationships with community banks across the country, you can obtain the funds you need quickly with limited paperwork. It\u2019s our job to understand your business goals, financing needs, and then customize a loan to meet those needs. You\u2019ll receive the funds quickly, with fixed terms and affordable payments that won\u2019t increase as revenue grows \u2013 maximizing your return on investment without sacrificing your cash flow.<\/p>\n<\/div>\n<\/div>\n

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Here are just a few of our loan program advantages:<\/div>\n

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<\/span><\/span><\/span><\/span><\/div><\/div><\/div>
[vc_column_text css=”.vc_custom_1653872946040{padding-top: 5px !important;}”]Access loan amounts from $5,000 to $1,000,000
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[vc_column_text css=”.vc_custom_1699313344319{padding-top: 5px !important;}”]Limited paperwork
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[vc_column_text css=”.vc_custom_1653872617513{padding-top: 5px !important;}”]Fixed repayment terms up to 36 months
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[vc_column_text css=”.vc_custom_1653872847975{padding-top: 5px !important;}”]Same-day approvals and fundings in under a week
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[vc_column_text css=”.vc_custom_1653872887028{padding-top: 5px !important;}”]Streamlined process with minimal documentation
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[vc_column_text css=”.vc_custom_1653872805648{padding-top: 5px !important;}”]Ability to defer up to 50% of loan principal for lowest payment
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[vc_column_text css=”.vc_custom_1653873110640{padding-top: 5px !important;}”]All loans come with an optional line of credit
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[vc_column_text css=”.vc_custom_1653873145156{padding-top: 5px !important;}”]24-hour access to 5 loan drafts over a 6-month period
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[vc_column_text css=”.vc_custom_1653873177694{padding-top: 5px !important;}”]The interest paid is tax deductible
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[vc_column_text css=”.vc_custom_1653873202463{padding-top: 5px !important;}”]Early payoff options are available
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