{"id":24906,"date":"2017-12-29T20:07:11","date_gmt":"2017-12-29T20:07:11","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=24906"},"modified":"2023-11-06T18:29:43","modified_gmt":"2023-11-06T23:29:43","slug":"hospitality","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/hospitality\/","title":{"rendered":"Hospitality"},"content":{"rendered":"

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The #1 Lender for Hospitality Businesses<\/h2>\n

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Line of Credit\u00a0\u2022 Working Capital\u00a0\u2022 Flex Pay Loan\u00a0\u2022 Bridge Loan<\/span><\/h2>\n

[\/vc_column_text][vc_column_text]Backed by a well-established track record for providing hospitality financing, our team of personal financial consultants specialize in providing the trusted lending services you need to keep your hospitality business profitable and on track to achieve your long-term goals. It doesn\u2019t matter if you\u2019re in accommodations, food and beverage, or travel and tourism, we can help you capitalize on your business\u2019 potential with access to the right loan products, and we do it fast.<\/p>\n

At ARF, our focus is to get you the capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment.<\/p>\n

We\u2019re devoted to sticking by your side for the long haul, ensuring you can capitalize on new business opportunities as they develop. Here are some valuable options to put hospitality financing to work in your business:[\/vc_column_text][vc_row_inner][vc_column_inner el_class=”industry-bullets” width=”1\/2″]

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[vc_column_text css=”.vc_custom_1528403761909{padding-top: 10px !important;}”]Renovating or remodeling your existing establishment<\/span>[\/vc_column_text]<\/div><\/div>
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[vc_column_text css=”.vc_custom_1528403775350{padding-top: 10px !important;}”]Expanding your services and offerings<\/span>[\/vc_column_text]<\/div><\/div>
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[vc_column_text css=”.vc_custom_1528403798155{padding-top: 10px !important;}”]Ensuring more efficient business operations<\/span>[\/vc_column_text]<\/div><\/div>
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What Is A Hospitality Loan?<\/h2>\n

A hospitality loan is a financing product designed specifically for a business that fits the criteria of a hospitality company such as hotels, motels, bed and breakfasts, inns and hostels. A hospitality loan is different from other types of loans because the underwriting criteria is designed to accommodate the unique needs of hospitality businesses. This is because hotels, motels and others in the hotel industry have additional income in addition to their day to day hotel operations. These income streams may come from pay per view movies, internet charges, telephone charges, restaurant meals, business center services and other add-on amenities. All of these income streams contribute to their net operations and the underwriting process needs to allow for it in addition to their room revenue. Most hotel owners would simply not be able to qualify for traditional bank loans because the underwriting process does not take into account anything outside of their net room operations. At ARF Financial, we understand the unique mix of issues hoteliers face and we have created loan products just for hotel, motel, bed\/breakfast and inn owners. Our hospitality loans and financing options include working capital loans<\/a>, lines of credit<\/a>, bridge loans<\/a> and more.<\/p>\n

Benefits of a Hospitality Loan<\/h2>\n

A hospitality loan ensures that your lender has reasonable expectations for your loan. This means that seasonality is taken into account and adjustments can be made for those slow cash flow periods. This is simply not an option with a traditional bank loan. Other benefits of our hospitality loans include:<\/p>\n