My name is Merissa Thomas, Senior Loan Consultant and Vice President of Sales Operations for ARF Financial. For over 14 years, I have been helping business owners like you with their financial needs. Through relationships that I have with several FDIC insured community banks, I am able to provide unsecured working capital loans and lines of credit with fixed terms and affordable payments to facilitate growth and increase the overall profits of your business!
It’s my goal to get you approved for the right financial product that best fits your situation. If you have an expansion project, a growth opportunity or need cash flow stabilization, we have the solution. Choose from our no fee line of credit, flex pay loan, working capital loan, or bridge loan.
Contact me today or click the apply now button below and I’ll work hard to get you approved for the funds to help your business thrive.
Phone: (253) 495-1849
EFax: (253) 617-1559
Merissa's Trustpilot Reviews
Use our Business Loan Calculator to determine the potential loan amount you may qualify for. Move the sliders below to indicate your business’s annual sales, time in business, your credit score, whether you own a home, and if you’ve declared bankruptcy and the calculator will serve up your potential loan amount based on 12, 18, 24 and 36-month terms!
Time in Business
Loan amounts may be increased with the review of tax returns and financials. Time in Business – Must be operating under the same ownership and concept. Homeownership – Home must be in your name. Bankruptcy – Includes personal and business bankruptcy
TERMS AND CONDITIONS
ARF Financial LLC is an exclusive third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.