I am David Ruocco, Vice President and Senior Loan Consultant with ARF Financial. I have over 12 years experience helping restaurants, retailers and professionals like you get the cash they need to grow their business in both New York and New Jersey. As a small business owner for twelve years, I understand the importance of having access to working capital. We are hospitality specialists and understand your unique challenges and have products to fit your needs. I can offer straightforward loan options that feature fixed terms and payments with no collateral required. Whether you are looking to expand to a new location, renovate, purchase equipment or simply stabilize your cash flow, I’m here to help you.
An Experienced Loan Consultant Gives You the Advantage
Restaurant owners call us first because we are not a cash advance or factoring company. We have nothing to do with your credit card transactions. The loan you receive is tax deductible resulting in lower overall cost of funds. The payments you make are fixed and will not change during the term of the loan – as your revenue grows you keep more of it. Contact me at (832) 202-5345, email me, or click the apply button below and I’ll work hard to get you the funding you need with the terms that make sense!
Line of Credit
Flex Pay Loan
Frequently Asked Questions
Use our Business Loan Calculator to Find Out How Much You Qualify For:
Business Loan Calculator
Use our loan calculator to determine your potential loan amount:
Loan amounts may be increased with the review of tax returns and financials. *Must be operating under the same ownership and concept. *2 Home must be in your name. *3 Includes personal and business bankruptcy
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Loan amounts may be increased with with the review of tax returns and financials.
* Must be operating under the same ownership and concept.
*2 Home must be in your name.
*3 Includes personal and business bankruptcy