Annette Bridges

Servicing the State of Arizona

Annette Bridges- Senior Loan Officer

Annette Bridges

My name is Annette Bridges, Senior Loan Officer for ARF Financial. I have over 20 years of B2B sales experience supporting local businesses in the state of Arizona. I am very passionate about helping my clients achieve their goals. I can offer customized loan products that help clients grow their business and increase profits. Experience counts, so consider me your personal banker who can tailor a short-term loan or line of credit specific to your needs.

Through relationships with several community banks, I am able to provide working capital loans and lines of credit to accelerate growth and increase the value of your business. Our lending products are not a cash advance, but a commercial bank loan without any collateral on your end – because we provide it for you! As a Senior Loan Officer, I can deliver straightforward loan options based on your needs that feature fixed terms, low rates, and affordable payments.

On a personal note, I am dedicated to volunteering as a courier for the National Marrow Donor Program, and have traveled the world delivering bone marrow, as well as donating in 2008 & 2012. I cherish the time spent with my family, husband of 26 plus years, 2 grown children, and 3 grandchildren.

Contact me at (602) 672-6393, send me an email, or click the apply button below and I’ll work hard to get you the funds you need with loan terms that make sense!

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Loan Calculator

Use our Business Loan Calculator to determine the potential loan amount you may qualify for. Move the sliders below to indicate your business’s annual sales, time in business, your credit score, whether you own a home, and if you’ve declared bankruptcy and the calculator will serve up your potential loan amount based on 12, 18, 24 and 36-month terms!

Annual Sales
Time in Business
FICO Score
Please select an option
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Term Loan Amount
12 month
18 month
24 month
36 month

Loan amounts may be increased with the review of tax returns and financials. Time in Business – Must be operating under the same ownership and concept. Homeownership – Home must be in your name. Bankruptcy – Includes personal and business bankruptcy