You deserve financing
that fits your needs.

You're ambitious.
You're an entrepreneur.
And your work occupies all your time, we get it!

We're here to help you achieve all your restaurant's goals with loan products we cooked up to be a perfect fit for you. Our loans are easy to apply for and you can receive your funds in as little as 3 days after approval.

Receive a quote today to see how we can jumpstart your ambitions.

Find out how much you qualify for.

Enter your information below to see loan amount, payment and term options.

Please use any of the contact information provided (via phone, email or text) to discuss my interest in a loan product.

Business Loan Calculator

Use our loan calculator to determine your potential loan amount:

Annual Sales
Time in Business
FICO Score
Please select an option
Please select an option
Repayment TermLoan Amount
12 month
18 month
24 month
36 month

As a new ARF customer

you can get up to $3,000 cash back when you finance your first loan with us.

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Get $1,000

when you finance
a $25,000 loan

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Get $2,000

when you finance
a $50,000 loan

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Get $3,000

when you finance
a $100,000 loan

24 HOUR AVAILABILITY

Easily access your line of credit when you need it most.

LINE OF CREDIT DRAFTS

Access up to 5 separate loan drafts over a 6 month period with a line of credit.

ZERO HIDDEN FEES

No access fees. No maintenance fees. Always zero hidden fees.

TAX DEDUCTIBLE INTEREST

Interest is taxdeductible, providing longterm savings.

ONE:ONE SUPPORT

Local loan consultants are available to help even after your loan funds.

Terms and Conditions

ARF Financial LLC is a direct lender and a third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.