Referral Partner Membership Program

Membership Has Its Rewards

You’ve heard the old adage “membership has its rewards”, well get ready to be wowed by ARF’s exciting new Referral Partner Membership Program! The new program, reimagined to touch every referral partner hot button, goes far beyond any other program by providing: higher commissions, higher residuals, volume bonuses, co-branded direct mail marketing, co-branded online application, and for the first time, overrides on downstream referral partner production.

Circle of Rewards

Why become a member today? For starters, to get access to the unique member commission benefits that yield unmatched revenue opportunities. On top of these new high up-front and residual commissions, ARF is also offering a bonus up-front commission of up to 2% during the first 60 to 90 days of membership. New members will definitely win big with up-front commissions up to 8% during this introductory period. We call these member benefits, your “Circle of Rewards.”

Circle of Influence

The program doesn’t stop there. For the first time, ARF will allow its new members the ability to recruit others to refer business to ARF and generate up-front fee revenue plus long-term overrides from their new network of members. This exponentially building revenue stream leverages a Member’s “Circle of Influence” or COI. By simply getting others to join, a member can monetize their circle of business associates. We call these network member benefits, your “Circle of Influence”.

A Mutually Beneficial Alliance

While the above member benefits are extremely valuable, ARF’s new Membership Program goes one important step further. By joining, ARF is committing to market your business alongside ARF’s unique loan products, to qualified leads every month and that list will build over time! That’s right, we will actively market your business and allow you to sell ARF’s products along with the non-competitive loan or financial products you offer, such as equipment financing, SBA loans or CRE loans to these prospective leads. That’s unheard of! ARF will spend $5 for every membership dollar you invest in the program to market and build your business! Whether you are selling an ARF loan product or your own, you can benefit from our new membership program!

For too long referral partner programs focused on a simple exchange of a commission for a referral without regard to the long-term success of either the lender or the referral partner. Envision a new time, a new path forward, where a circle of membership benefits are so strong, so mutually beneficial, and the revenue opportunity so big, you simply can’t pass it up!

If you are interested in any of the following programs, please fill out the form below or contact your local loan consultant for more information.

We are proud to offer two paid and one non-paid membership program for your consideration:

The Associate CEO Circle Membership Program

By joining this membership program you will receive the highest up-front and residual commissions, the highest level of Circle of Influence Network Fees and Override commissions, plus a cobranded landing page and online application.

The Associate Leadership Circle Membership Program

By joining this membership program you will receive the next highest level of up-front and residual commissions, receive the next highest level of Circle of Influence Network Fees and Override commissions, plus a cobranded landing page and online application.

The Founding Circle Membership Program

By joining this membership program you will receive the lowest level of up-front and residual commissions. No Circle of Influence Network Fees and Overrides are offered at this level and no marketing is provided.

Continuous Revenue Stream

The new Referral Partner Membership Program benefits you, the Referral Partner as much as it benefits ARF Financial. It is designed to represent our long-term commitment to building long-lasting beneficial relationships with our Referral Partners. See comparison chart below for the three membership tiers.

Associate Referral Programs

Loan Program Advantages

ARF Financial is a financial services company that has cultivated relationships with banks around the country so your clients can acquire a bank loan fast, without collateral and with limited paperwork. That means the interest is tax deductible, rates are fixed, and the terms are transparent. Your clients receive the financing they need fast, with affordable payments that won’t increase as revenue grows.

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Loan amounts from $5,000 to $675,000

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No collateral required on amounts up to $450,000

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No tax returns or financials required on loans up to $450,000

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Terms from 12 to 36 months with low fixed payments

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Approvals in 24 hours and fundings in as little as 3 days

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Repayment is not tied to credit card transactions

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Simple underwriting process and low documentation

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Early pay-off options are available

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The interest is tax deductible

Business Types We Lend To

Click here to see full list

From restaurants to liquor stores, to veterinary practices, financing solutions from ARF Financial help keep a wide variety of small businesses growing and profitable. Here are a few of the business types we can help with our unsecured loans:

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Hotels, Motels, Inns, Bed & Breakfasts

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Restaurants, Bars, Caterers, Bakeries, Specialty Food, Liquor Stores

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Doctors, Dentists, Chiropractors, Veterinarians

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Barber Shops, Salons, Spas

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Many other retail establishments

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Automotive Repair and Service

You Can Sell Our Products!

By introducing your clients to ARF Financial, you can help ensure the success of their business, strengthen your own relationships and earn significant income! Fill out the form below to get started.

Our Loan Products

Interest Only Flex Pay Loans

Our new Interest-Only Flex Pay Loan allows you to borrow now with rates starting at 8% and low, interest-only payments for up to 5 months! With flexibility like this you can truly borrow with confidence!

Unsecured Lines of Credit

When opportunity knocks, business conditions change or unexpected issues arise, your clients will be ready. Our Line of Credit gives them 24-hour access to 5 separate loan drafts over a 6-month period. They can draw funds as needed and only pay for what they take!

Flex Pay Loans

Many merchants simply don’t dream big because they can’t afford to borrow the funds they need. Our Flex Pay loan solves that problem! Flex Pay allows your clients to defer up to 50% of their loan principal into the future, resulting in the lowest payments now!