I am Karen Coleman, your ARF Loan Consultant in the New England area. My former background in marketing and financial services has taught me the challenges and opportunities of investing in small businesses. Over the past nine years, I have been assisting small businesses with a simple process to obtain short-term commercial loans and lines of credit from community banks. We provide the collateral and guarantee the bank on the merchant’s behalf to help mitigate the banks’ traditional reluctance to lend to what they consider “risky” businesses.
This allows us to offer a unique menu of loan products with fixed loan term options to best fit the needs of businesses. Application to closing is in as little as a week to ten days with no prepayment penalty at anytime!
Whether you are looking to expand to a new location, renovate, purchase equipment or simply stabilize your cash flow, I welcome the opportunity to tell you how we can help you increase revenue with our unique menu of financing solutions.
Contact me at (617) 959-6584, email me, or fill out the quote form and I can get you an immediate, customized loan proposal.
* Must be operating under the same ownership and concept.
*2 Home must be in your name.
*3 Includes personal and business bankruptcy
ARF Financial LLC is a direct lender and a third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.