I am Celeste Deal-Maunoir and I’ve been providing innovative financing to restaurants for over 10 years. I am the Senior Vice President of Sales for ARF Financial LLC, a company that has established partnerships with community banks to provide lines of credit and bridge capital loans to restaurateurs. I work with both national franchise chains and local independent restaurant groups to help them with their secondary lending needs.
I have also presented to franchise classes at the University of Houston Hilton to help students with understanding the different dynamics of finance in this industry. My passion is to help customers achieve not only their short term cash needs, but also their long term cash flow management goals.
Our financing programs are best fit for merchants who are expanding and growing their business as well as merchants who need a line of credit for working capital and cash flow stabilization. I look forward to the opportunity to sit down and meet with you!
Contact me at (832) 561-1424, email me, or fill out the quote form and I can get you an immediate, customized loan proposal.
* Must be operating under the same ownership and concept.
*2 Home must be in your name.
*3 Includes personal and business bankruptcy
ARF Financial LLC is a direct lender and a third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.